First Mid Bancshares, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from First Mid Bancshares, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$21Sales grew 34% in 3 years; of every extra $100 of sales, $21 became extra profit.
Lower than 52% of Financial Services companies in United States.
Asset Productivity Ratio
+34% / +18%In 3 years sales changed by +34% while total assets changed by +18%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
97%Of every $100 the company owns, $97 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 63% of Financial Services companies in United States.
Tangible Net Worth Ratio
74%Of every $100 of net worth, $74 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 66% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
First Mid Bancshares, Inc. owes $0.88 for every $1 it owns. Net profit rose 16% in the year to Dec 2025, and grew 8% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
12.6Investors pay $12.6 for every $1 of First Mid Bancshares, Inc.'s yearly profit, higher than 50% of Financial Services companies in United States.
P/B ratio
1.23The share price is 1.23 times First Mid Bancshares, Inc.'s book value per share, lower than 55% of Financial Services companies in United States.
Market cap
$1.3 BThe total market value of all of First Mid Bancshares, Inc.'s shares at today's price (share price × number of shares), larger than 61% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$1.1 BWhat First Mid Bancshares, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$41.42Net worth divided by the number of shares. The share price of $50.74 is 1.2 times this, which is the P/B above.
Return on equity (ROE)
10.1%First Mid Bancshares, Inc. earned 10.1% on its shareholders' money over the last year, lower than 54% of Financial Services companies in United States.
Owes vs Owns
0.88×First Mid Bancshares, Inc. owes $0.88 for every $1 it owns (high), higher than 65% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.05%First Mid Bancshares, Inc. pays 2.05% of its share price as dividends a year, lower than 70% of dividend-paying Financial Services companies in United States.
Revenue growth
+7%Revenue rose 7% in the year to Dec 2025, and grew 10% a year on average over 3 years.
Profit growth
+16%Net profit rose 16% in the year to Dec 2025, and grew 8% a year on average over 3 years.
Profit margin
26.8%First Mid Bancshares, Inc. keeps $27 of every $100 of revenue as net profit.
Questions
What is First Mid Bancshares, Inc.'s P/E ratio?
Investors pay $12.6 for every $1 of First Mid Bancshares, Inc.'s yearly profit, higher than 50% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For First Mid Bancshares, Inc.: $1.3 B ÷ $1.1 B (30 Jun 2026) = 1.2.
What is First Mid Bancshares, Inc.'s return on equity?
First Mid Bancshares, Inc. earned 10.1% on its shareholders' money over the last year, lower than 54% of Financial Services companies in United States.
How much does First Mid Bancshares, Inc. owe compared with what it owns?
First Mid Bancshares, Inc. owes $0.88 for every $1 it owns (high), higher than 65% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does First Mid Bancshares, Inc. pay a dividend?
Yes. First Mid Bancshares, Inc. pays 2.05% of its share price as dividends a year, lower than 70% of dividend-paying Financial Services companies in United States.
Is First Mid Bancshares, Inc.'s revenue growing?
Revenue rose 7% in the year to Dec 2025, and grew 10% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.