Five-Star Business Finance Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Five-Star Business Finance Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹31Sales grew 107% in 3 years; of every extra ₹100 of sales, ₹31 became extra profit.
Higher than 61% of Financial Services companies in India.
Asset Productivity Ratio
+107% / +81%In 3 years sales changed by +107% while total assets changed by +81%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 65% of Financial Services companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 73% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Five-Star Business Finance Limited owes ₹0.53 for every ₹1 it owns. Net profit rose 2% in the year to Mar 2026, and grew 22% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
12.0Investors pay ₹12.0 for every ₹1 of Five-Star Business Finance Limited's yearly profit, lower than 61% of Financial Services companies in India.
P/B ratio
1.79The share price is 1.79 times Five-Star Business Finance Limited's book value per share, higher than 60% of Financial Services companies in India.
Market cap
₹13,237 CrThe total market value of all of Five-Star Business Finance Limited's shares at today's price (share price × number of shares), larger than 63% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹7,380 CrWhat Five-Star Business Finance Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹250.01Net worth divided by the number of shares. The share price of ₹448.40 is 1.8 times this, which is the P/B above.
Return on equity (ROE)
14.9%Five-Star Business Finance Limited earned 14.9% on its shareholders' money over the last year, higher than 73% of Financial Services companies in India.
Owes vs Owns
0.53×Five-Star Business Finance Limited owes ₹0.53 for every ₹1 it owns (moderate), lower than 58% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
0.40%Five-Star Business Finance Limited pays 0.40% of its share price as dividends a year, lower than 74% of dividend-paying Financial Services companies in India.
Revenue growth
+13%Revenue rose 13% in the year to Mar 2026, and grew 28% a year on average over 3 years.
Profit growth
+2%Net profit rose 2% in the year to Mar 2026, and grew 22% a year on average over 3 years.
Profit margin
36.1%Five-Star Business Finance Limited keeps ₹36 of every ₹100 of revenue as net profit.
Questions
What is Five-Star Business Finance Limited's P/E ratio?
Investors pay ₹12.0 for every ₹1 of Five-Star Business Finance Limited's yearly profit, lower than 61% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Five-Star Business Finance Limited: ₹13,237 Cr ÷ ₹7,380 Cr (31 Mar 2026) = 1.8.
What is Five-Star Business Finance Limited's return on equity?
Five-Star Business Finance Limited earned 14.9% on its shareholders' money over the last year, higher than 73% of Financial Services companies in India.
How much does Five-Star Business Finance Limited owe compared with what it owns?
Five-Star Business Finance Limited owes ₹0.53 for every ₹1 it owns (moderate), lower than 58% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Five-Star Business Finance Limited pay a dividend?
Yes. Five-Star Business Finance Limited pays 0.40% of its share price as dividends a year, lower than 74% of dividend-paying Financial Services companies in India.
Is Five-Star Business Finance Limited's revenue growing?
Revenue rose 13% in the year to Mar 2026, and grew 28% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.