Fiserv, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Fiserv, Inc.'s yearly results (2022–2025), compared with companies in Other. Tap ? on any ratio for what it means.
Where 100 of sales goes
Latest year (Dec 2025). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
184Over the last 3 years, every 100 of reported profit came with 184 of operating cash.
Self-Funding Ratio
3.8×Over the last 3 years its own operating cash covered its investment spending (capex) 3.8 times.
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Growth Efficiency Ratio
27Sales grew 19% in 3 years; of every extra 100 of sales, 27 became extra profit.
Asset Productivity Ratio
+19% / -4%In 3 years sales changed by +19% while total assets changed by -4%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
8.0×Debt due within a year is covered 8.0 times by its yearly operating cash.
Cash Cushion Ratio
—Data incomplete
Tangible Assets Ratio
40%Of every 100 the company owns, 40 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Tangible Net Worth Ratio
NegativeGoodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Fiserv, Inc. owes 0.67 for every 1 it owns. Net profit rose 11% in the year to Dec 2025, and grew 11% a year on average over 3 years.
Compared with companies in Other · latest annual results Dec 2025.
P/E ratio
9.8Investors pay 9.8 for every 1 of Fiserv, Inc.'s yearly profit.
P/B ratio
1.00The share price is 1.00 times Fiserv, Inc.'s book value per share.
Market cap
$27.0 BThe total market value of all of Fiserv, Inc.'s shares at today's price (share price × number of shares). PosiCap size class: Tito Cap.
Net worth (book value)
26.9 BWhat Fiserv, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Owes vs Owns
0.67×Fiserv, Inc. owes 0.67 for every 1 it owns (moderate).
Revenue growth
+4%Revenue rose 4% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Profit growth
+11%Net profit rose 11% in the year to Dec 2025, and grew 11% a year on average over 3 years.
Profit margin
16.4%Fiserv, Inc. keeps 16 of every 100 of revenue as net profit.
Cash quality
1.7×Cash from Fiserv, Inc.'s business was 1.7× its reported profit in the year to Dec 2025 — its profit turned into cash.
Interest cover
3.7×Fiserv, Inc.'s operating profit covered its interest costs 3.7 times in the year to Dec 2025.
Cash vs debt
Net debtFiserv, Inc. had 28.3 B more debt than cash (net debt) at Dec 2025.
Questions
What is Fiserv, Inc.'s P/E ratio?
Investors pay 9.8 for every 1 of Fiserv, Inc.'s yearly profit.
How much does Fiserv, Inc. owe compared with what it owns?
Fiserv, Inc. owes 0.67 for every 1 it owns (moderate).
Is Fiserv, Inc.'s revenue growing?
Revenue rose 4% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.