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FinWise Bancorp

FinWise Bancorp Score & Ratio Trend

DateScoreP/EP/BD/EPrice
Oct 2026 24,103 11.4 0.76 0.02 1,038.05
Oct 2026 24,149 11.2 0.75 0.02 1,019.74
Oct 2026 24,146 11.3 0.75 0.02 1,020.83
Oct 2026 24,166 11.1 0.74 0.02 1,011.56
Oct 2026 24,218 10.9 0.73 0.02 995.57
Oct 2026 24,198 11.0 0.74 0.02 1,002.21
Oct 2026 24,229 10.9 0.73 0.02 989.33
Oct 2026 24,218 10.9 0.73 0.02 991.10

FinWise Bancorp Quarterly Results

Line Item Jun 2026Mar 2026Dec 2025Sep 2025
Revenue 54,343,000.0 42,717,000.0 45,553,000.0 36,659,000.0
Net Profit 2,132,000.0 2,735,000.0 3,915,000.0 4,891,000.0
EPS 0.2 0.2 0.3 0.4

FinWise Bancorp Revenue & Profit: Last 5 Years

Line Item Dec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Revenue 129,366,000.0 82,022,000.0 76,615,000.0 88,784,000.0 —
Net Profit 16,091,000.0 12,742,000.0 17,460,000.0 25,115,000.0 —
EPS 1.2 1.0 1.4 2.0 —

FinWise Bancorp Balance Sheet

Line Item Dec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Total Assets 977,135,000.0 745,976,000.0 586,221,000.0 400,780,000.0 —
Total Liabilities 783,940,000.0 572,256,000.0 431,165,000.0 260,321,000.0 —
Total Equity 193,195,000.0 173,720,000.0 155,056,000.0 140,459,000.0 —

Owes vs Owns

FinWise Bancorp owed $0.78 for every $1 it owned in Jun 2026, up from $0.65 in Dec 2022.

PeriodJun 2026Dec 2025Dec 2024Dec 2023Dec 2022
Owes vs Owns 0.78× 0.80× 0.77× 0.74× 0.65×

Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.

FinWise Bancorp Assets & Liabilities Breakdown (USD millions)

What it owns — Dec 2025

Cash & short-term investments 16.7%Receivables 8.8%Fixed assets (tangible) 1.9%Long-term investments 0.9%Other assets 71.7%

How it's funded — Dec 2025

Other liabilities 79.5%Shareholders' equity 19.8%
Line Item Dec 2025Dec 2024Dec 2023Dec 2022
Assets
Cash & short-term investments163.4139.1117.0100.6
Receivables86.082.644.111.1
Inventory0.00.00.00.0
Fixed assets (tangible)18.117.318.914.5
Intangible assets0.00.00.00.0
Long-term investments9.050.219.619.1
Other assets700.7456.8386.7255.5
Liabilities & equity
Short-term debt0.00.00.00.0
Long-term debt4.40.10.20.3
Payables2.61.50.60.1
Other liabilities776.9570.7430.4260.0
Shareholders' equity193.2173.7155.1140.5
Net tangible assets193.2173.7155.1140.5

FinWise Bancorp Cash Flow

Line Item Dec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Operating Activities -28,424,000.0 -14,991,000.0 12,265,000.0 61,153,000.0 —
Investing Activities -126,912,000.0 -132,379,000.0 -152,870,000.0 -35,834,000.0 —
Financing Activities 209,574,000.0 139,557,000.0 157,013,000.0 -10,506,000.0 —

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