Go Deep
Fino Payments Bank Limited
Fino Payments Bank Limited Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 24,998 | 51.7 | 1.34 | 1.91 | 129.80 |
| Oct 2026 | 24,907 | 51.1 | 1.32 | 1.91 | 128.22 |
| Oct 2026 | 23,308 | 55.5 | 1.44 | 1.91 | 139.42 |
Fino Payments Bank Limited Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Jun 2025 |
|---|---|---|---|---|
| Revenue | 2,715,400,000.0 | 3,111,000,000.0 | 3,650,000,000.0 | 4,251,000,000.0 |
| Net Profit | -137,200,000.0 | 71,000,000.0 | 184,500,000.0 | 177,600,000.0 |
| EPS | -1.6 | 0.8 | 1.5 | 2.1 |
Fino Payments Bank Limited Revenue & Profit: Last 5 Years
| Line Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
| Revenue | 6,948,197,000.0 | 6,775,178,000.0 | 5,556,077,000.0 | 4,470,417,000.0 | — |
| Net Profit | 524,551,000.0 | 925,347,000.0 | 862,240,000.0 | 650,870,000.0 | — |
| EPS | 6.3 | 11.1 | 10.4 | 7.8 | — |
Fino Payments Bank Limited Balance Sheet
| Line Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
| Total Assets | 53,118,960,000.0 | 42,059,319,000.0 | 34,191,124,000.0 | 24,664,016,000.0 | — |
| Total Liabilities | 45,066,899,000.0 | 34,590,553,000.0 | 27,759,436,000.0 | 19,138,556,000.0 | — |
| Total Equity | 8,052,061,000.0 | 7,468,766,000.0 | 6,431,688,000.0 | 5,525,460,000.0 | — |
Owes vs Owns
Fino Payments Bank Limited owed ₹0.85 for every ₹1 it owned in Mar 2026, up from ₹0.78 in Mar 2023.
| Period | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|
| Owes vs Owns | 0.85× | 0.82× | 0.81× | 0.78× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Fino Payments Bank Limited Assets & Liabilities Breakdown (₹ Cr)
What it owns — Mar 2026
Cash & short-term investments 25.4%Receivables 0.8%Fixed assets (tangible) 6.9%Long-term investments 61.3%Other assets 5.7%
How it's funded — Mar 2026
Long-term debt 28.9%Other liabilities 55.9%Shareholders' equity 15.2%
| Line Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 1,350.6 | 1,104.2 | 1,065.5 | 833.9 |
| Receivables | 42.0 | 21.7 | 6.8 | 5.4 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 364.1 | 297.6 | 195.2 | 144.9 |
| Intangible assets | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term investments | 3,254.5 | 2,388.1 | 1,746.9 | 1,146.4 |
| Other assets | 300.7 | 394.4 | 404.6 | 335.7 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term debt | 1,535.3 | 839.5 | 712.6 | 434.1 |
| Payables | 1.1 | 1.2 | 0.9 | 0.4 |
| Other liabilities | 2,970.2 | 2,618.4 | 2,062.4 | 1,479.4 |
| Shareholders' equity | 805.2 | 746.9 | 643.2 | 552.5 |
| Net tangible assets | 805.2 | 746.9 | 643.2 | 552.5 |
Fino Payments Bank Limited Cash Flow
| Line Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
| Operating Activities | -3,067,094,000.0 | 761,940,000.0 | 567,847,000.0 | -201,018,000.0 | — |
| Investing Activities | -1,427,197,000.0 | -1,644,540,000.0 | -1,037,597,000.0 | -965,329,000.0 | — |
| Financing Activities | 6,958,399,000.0 | 1,268,990,000.0 | 2,785,855,000.0 | 1,844,110,000.0 | — |