Fair Isaac Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Fair Isaac Corporation's yearly results (2022–2025), compared with Technology companies in United States. Tap ? on any ratio for what it means.
What stands out
- Self-Funding Ratio: Over the last 3 years its own operating cash covered its investment spending (capex) 27.2 times. Higher than 95% of Technology companies in United States.
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 93% of Technology companies in United States.
Where $100 of sales goes
Latest year (Sep 2025). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
$118Over the last 3 years, every $100 of reported profit came with $118 of operating cash.
Lower than 79% of Technology companies in United States.
Self-Funding Ratio
27.2×Over the last 3 years its own operating cash covered its investment spending (capex) 27.2 times.
Higher than 95% of Technology companies in United States.
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 93% of Technology companies in United States.
Growth Efficiency Ratio
$45Sales grew 45% in 3 years; of every extra $100 of sales, $45 became extra profit.
Higher than 70% of Technology companies in United States.
Asset Productivity Ratio
+45% / +30%In 3 years sales changed by +45% while total assets changed by +30%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
1.9×Debt due within a year is covered 1.9 times by its yearly operating cash.
Lower than 55% of Technology companies in United States.
Cash Cushion Ratio
−17%Debt, after subtracting cash, equals 17% of its market value (net debt).
Lower than 76% of Technology companies in United States.
Tangible Assets Ratio
58%Of every $100 the company owns, $58 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 70% of Technology companies in United States.
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (12)
Fair Isaac Corporation owes $3.01 for every $1 it owns. Net profit rose 27% in the year to Sep 2025, and grew 20% a year on average over 3 years.
Compared with Technology companies in United States · latest annual results Sep 2025.
P/E ratio
23.6Investors pay $23.6 for every $1 of Fair Isaac Corporation's yearly profit, lower than 64% of Technology companies in United States.
P/B ratio
-4.30Fair Isaac Corporation's book value is negative (it owes more than it owns), so P/B is not meaningful.
Market cap
$17.6 BThe total market value of all of Fair Isaac Corporation's shares at today's price (share price × number of shares), larger than 84% of Technology companies in United States. PosiCap size class: Tito Cap.
Net worth (book value)
NegativeFair Isaac Corporation's net worth is negative ($4.1 B below zero, balance sheet 30 Jun 2026): it owes more than it owns, so book value per share and P/B are not meaningful.
Owes vs Owns
3.01×Fair Isaac Corporation owes $3.01 for every $1 it owns, so it owes more than it owns, higher than almost all Technology companies in United States.
Dividend yield
NoneFair Isaac Corporation does not currently pay a dividend.
Revenue growth
+16%Revenue rose 16% in the year to Sep 2025, and grew 13% a year on average over 3 years.
Profit growth
+27%Net profit rose 27% in the year to Sep 2025, and grew 20% a year on average over 3 years.
Profit margin
32.7%Fair Isaac Corporation keeps $33 of every $100 of revenue as net profit.
Cash quality
1.2×Cash from Fair Isaac Corporation's business was 1.2× its reported profit in the year to Sep 2025 — its profit turned into cash.
Interest cover
7.0×Fair Isaac Corporation's operating profit covered its interest costs 7.0 times in the year to Sep 2025.
Cash vs debt
Net debtFair Isaac Corporation had $2.9 B more debt than cash (net debt) at Sep 2025.
Questions
What is Fair Isaac Corporation's P/E ratio?
Investors pay $23.6 for every $1 of Fair Isaac Corporation's yearly profit, lower than 64% of Technology companies in United States.
How much does Fair Isaac Corporation owe compared with what it owns?
Fair Isaac Corporation owes $3.01 for every $1 it owns, so it owes more than it owns, higher than almost all Technology companies in United States.
Does Fair Isaac Corporation pay a dividend?
No. Fair Isaac Corporation does not currently pay a dividend.
Is Fair Isaac Corporation's revenue growing?
Revenue rose 16% in the year to Sep 2025, and grew 13% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.