First Interstate BancSystem, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from First Interstate BancSystem, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 2/3Sales grew in 1 of the last 3 years; profit grew in 2 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by -4% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
-4% / -17%In 3 years sales changed by -4% while total assets changed by -17%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
96%Of every $100 the company owns, $96 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 72% of Financial Services companies in United States.
Tangible Net Worth Ratio
66%Of every $100 of net worth, $66 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 75% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
First Interstate BancSystem, Inc. owes $0.87 for every $1 it owns. Net profit rose 34% in the year to Dec 2025, and grew 14% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.5Investors pay $11.5 for every $1 of First Interstate BancSystem, Inc.'s yearly profit, lower than 63% of Financial Services companies in United States.
P/B ratio
1.06The share price is 1.06 times First Interstate BancSystem, Inc.'s book value per share, lower than 67% of Financial Services companies in United States.
Market cap
$3.5 BThe total market value of all of First Interstate BancSystem, Inc.'s shares at today's price (share price × number of shares), larger than 75% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$3.3 BWhat First Interstate BancSystem, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$34.86Net worth divided by the number of shares. The share price of $36.88 is 1.1 times this, which is the P/B above.
Return on equity (ROE)
9.6%First Interstate BancSystem, Inc. earned 9.6% on its shareholders' money over the last year, lower than 56% of Financial Services companies in United States.
Owes vs Owns
0.87×First Interstate BancSystem, Inc. owes $0.87 for every $1 it owns (high), higher than 61% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
5.27%First Interstate BancSystem, Inc. pays 5.27% of its share price as dividends a year, higher than 76% of dividend-paying Financial Services companies in United States.
Revenue growth
+6%Revenue rose 6% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Profit growth
+34%Net profit rose 34% in the year to Dec 2025, and grew 14% a year on average over 3 years.
Profit margin
28.5%First Interstate BancSystem, Inc. keeps $29 of every $100 of revenue as net profit.
Questions
What is First Interstate BancSystem, Inc.'s P/E ratio?
Investors pay $11.5 for every $1 of First Interstate BancSystem, Inc.'s yearly profit, lower than 63% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For First Interstate BancSystem, Inc.: $3.5 B ÷ $3.3 B (30 Jun 2026) = 1.1.
What is First Interstate BancSystem, Inc.'s return on equity?
First Interstate BancSystem, Inc. earned 9.6% on its shareholders' money over the last year, lower than 56% of Financial Services companies in United States.
How much does First Interstate BancSystem, Inc. owe compared with what it owns?
First Interstate BancSystem, Inc. owes $0.87 for every $1 it owns (high), higher than 61% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does First Interstate BancSystem, Inc. pay a dividend?
Yes. First Interstate BancSystem, Inc. pays 5.27% of its share price as dividends a year, higher than 76% of dividend-paying Financial Services companies in United States.
Is First Interstate BancSystem, Inc.'s revenue growing?
Revenue rose 6% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.