Fifth District Bancorp, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Fifth District Bancorp, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 88% of Financial Services companies in United States.
Growth Efficiency Ratio
$33Sales grew 26% in 3 years; of every extra $100 of sales, $33 became extra profit.
Higher than 60% of Financial Services companies in United States.
Asset Productivity Ratio
+26% / +13%In 3 years sales changed by +26% while total assets changed by +13%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Fifth District Bancorp, Inc. owes $0.76 for every $1 it owns. Fifth District Bancorp, Inc. returned to profit in the year to Dec 2025, after a loss the year before.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
50.8Investors pay $50.8 for every $1 of Fifth District Bancorp, Inc.'s yearly profit, higher than 94% of Financial Services companies in United States.
P/B ratio
0.70The share price is 0.70 times Fifth District Bancorp, Inc.'s book value per share, lower than 90% of Financial Services companies in United States.
Market cap
$90 MThe total market value of all of Fifth District Bancorp, Inc.'s shares at today's price (share price × number of shares), smaller than 92% of Financial Services companies in United States. PosiCap size class: Micro Cap.
Net worth (book value)
$129 MWhat Fifth District Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$24.64Net worth divided by the number of shares. The share price of $17.26 is 0.7 times this, which is the P/B above.
Return on equity (ROE)
1.3%Fifth District Bancorp, Inc. earned 1.3% on its shareholders' money over the last year, lower than 85% of Financial Services companies in United States.
Owes vs Owns
0.76×Fifth District Bancorp, Inc. owes $0.76 for every $1 it owns (moderate), lower than 56% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneFifth District Bancorp, Inc. does not currently pay a dividend.
Revenue growth
+72%Revenue rose 72% in the year to Dec 2025, and grew 8% a year on average over 3 years.
Profit growth
Back to profitFifth District Bancorp, Inc. returned to profit in the year to Dec 2025, after a loss the year before.
Profit margin
23.7%Fifth District Bancorp, Inc. keeps $24 of every $100 of revenue as net profit.
Questions
What is Fifth District Bancorp, Inc.'s P/E ratio?
Investors pay $50.8 for every $1 of Fifth District Bancorp, Inc.'s yearly profit, higher than 94% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Fifth District Bancorp, Inc.: $90 M ÷ $129 M (30 Jun 2026) = 0.7.
What is Fifth District Bancorp, Inc.'s return on equity?
Fifth District Bancorp, Inc. earned 1.3% on its shareholders' money over the last year, lower than 85% of Financial Services companies in United States.
How much does Fifth District Bancorp, Inc. owe compared with what it owns?
Fifth District Bancorp, Inc. owes $0.76 for every $1 it owns (moderate), lower than 56% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Fifth District Bancorp, Inc. pay a dividend?
No. Fifth District Bancorp, Inc. does not currently pay a dividend.
Is Fifth District Bancorp, Inc.'s revenue growing?
Revenue rose 72% in the year to Dec 2025, and grew 8% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.