FirstCash Holdings, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from FirstCash Holdings, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every $100 the company owns, $57 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. Less tangible than 91% of Financial Services companies in United States.
- Tangible Net Worth Ratio: Of every $100 of net worth, $1 is tangible; the rest is goodwill and other intangibles, often from buying other companies. Less tangible than 89% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$8Sales grew 34% in 3 years; of every extra $100 of sales, $8 became extra profit.
Lower than 69% of Financial Services companies in United States.
Asset Productivity Ratio
+34% / +36%In 3 years sales changed by +34% while total assets changed by +36%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
57%Of every $100 the company owns, $57 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 91% of Financial Services companies in United States.
Tangible Net Worth Ratio
1%Of every $100 of net worth, $1 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 89% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
FirstCash Holdings, Inc. owes $0.57 for every $1 it owns. Net profit rose 28% in the year to Dec 2025, and grew 9% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
21.0Investors pay $21.0 for every $1 of FirstCash Holdings, Inc.'s yearly profit, higher than 77% of Financial Services companies in United States.
P/B ratio
3.49The share price is 3.49 times FirstCash Holdings, Inc.'s book value per share, higher than 90% of Financial Services companies in United States.
Market cap
$8.0 BThe total market value of all of FirstCash Holdings, Inc.'s shares at today's price (share price × number of shares), larger than 84% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$2.3 BWhat FirstCash Holdings, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
$52.99Net worth divided by the number of shares. The share price of $184.78 is 3.5 times this, which is the P/B above.
Return on equity (ROE)
17.4%FirstCash Holdings, Inc. earned 17.4% on its shareholders' money over the last year, higher than 82% of Financial Services companies in United States.
Owes vs Owns
0.57×FirstCash Holdings, Inc. owes $0.57 for every $1 it owns (moderate), lower than 66% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
0.77%FirstCash Holdings, Inc. pays 0.77% of its share price as dividends a year, lower than 94% of dividend-paying Financial Services companies in United States.
Revenue growth
+8%Revenue rose 8% in the year to Dec 2025, and grew 10% a year on average over 3 years.
Profit growth
+28%Net profit rose 28% in the year to Dec 2025, and grew 9% a year on average over 3 years.
Profit margin
9.0%FirstCash Holdings, Inc. keeps $9 of every $100 of revenue as net profit.
Questions
What is FirstCash Holdings, Inc.'s P/E ratio?
Investors pay $21.0 for every $1 of FirstCash Holdings, Inc.'s yearly profit, higher than 77% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For FirstCash Holdings, Inc.: $8.0 B ÷ $2.3 B (31 Mar 2026) = 3.5.
What is FirstCash Holdings, Inc.'s return on equity?
FirstCash Holdings, Inc. earned 17.4% on its shareholders' money over the last year, higher than 82% of Financial Services companies in United States.
How much does FirstCash Holdings, Inc. owe compared with what it owns?
FirstCash Holdings, Inc. owes $0.57 for every $1 it owns (moderate), lower than 66% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does FirstCash Holdings, Inc. pay a dividend?
Yes. FirstCash Holdings, Inc. pays 0.77% of its share price as dividends a year, lower than 94% of dividend-paying Financial Services companies in United States.
Is FirstCash Holdings, Inc.'s revenue growing?
Revenue rose 8% in the year to Dec 2025, and grew 10% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.