Go Deep
First Carolina Financial Services, Inc.
First Carolina Financial Services, Inc. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 21,153 | 23.5 | 0.92 | 0.40 | 1,210.42 |
| Oct 2026 | 21,215 | 23.3 | 0.91 | 0.40 | 1,192.54 |
| Oct 2026 | 21,186 | 23.8 | 0.91 | 0.40 | 1,199.36 |
| Oct 2026 | 21,149 | 23.6 | 0.92 | 0.40 | 1,204.77 |
| Oct 2026 | 21,239 | 23.1 | 0.90 | 0.40 | 1,185.20 |
| Oct 2026 | 21,219 | 23.2 | 0.91 | 0.40 | 1,189.95 |
| Oct 2026 | 21,170 | 23.5 | 0.92 | 0.40 | 1,198.36 |
| Oct 2026 | 21,071 | 23.9 | 0.93 | 0.40 | 1,218.59 |
First Carolina Financial Services, Inc. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Jun 2025 | Mar 2025 |
|---|---|---|---|---|
| Revenue | 31,986,000.0 | 32,637,000.0 | 36,298,000.0 | 31,480,000.0 |
| Net Profit | 5,096,000.0 | 5,911,000.0 | 4,591,000.0 | 4,705,000.0 |
| EPS | 0.2 | 0.2 | 0.2 | 0.2 |
First Carolina Financial Services, Inc. Revenue & Profit: Last 3 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 |
|---|---|---|---|
| Revenue | 137,761,000.0 | 71,535,000.0 | 63,057,000.0 |
| Net Profit | 12,201,000.0 | 20,912,000.0 | 19,628,000.0 |
| EPS | 0.4 | 0.7 | 0.6 |
First Carolina Financial Services, Inc. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 |
|---|---|---|---|
| Total Assets | 3,317,508,000.0 | 3,039,338,000.0 | 2,725,375,000.0 |
| Total Liabilities | 2,970,583,000.0 | 2,702,021,000.0 | 2,457,002,000.0 |
| Total Equity | 346,925,000.0 | 337,317,000.0 | 268,373,000.0 |
Owes vs Owns
First Carolina Financial Services, Inc. owed $0.87 for every $1 it owned in Jun 2026, down from $0.90 in Dec 2023.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 |
|---|---|---|---|---|
| Owes vs Owns | 0.87× | 0.90× | 0.89× | 0.90× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
First Carolina Financial Services, Inc. Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 4.0%Receivables 0.7%Fixed assets (tangible) 1.3%Intangible assets 2.4%Long-term investments 9.4%Other assets 82.2%
How it's funded — Dec 2025
Short-term debt 2.3%Long-term debt 1.9%Other liabilities 85.3%Shareholders' equity 10.5%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 |
|---|---|---|---|
| Assets | |||
| Cash & short-term investments | 134.1 | 168.1 | 181.5 |
| Receivables | 21.8 | 29.6 | 64.7 |
| Inventory | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 43.3 | 42.8 | 40.8 |
| Intangible assets | 78.7 | 1.8 | 1.8 |
| Long-term investments | 312.1 | 168.6 | 202.2 |
| Other assets | 2,727.4 | 2,628.5 | 2,234.5 |
| Liabilities & equity | |||
| Short-term debt | 75.0 | 100.0 | 0.0 |
| Long-term debt | 63.4 | 63.3 | 63.2 |
| Payables | 3.6 | 2.8 | 0.4 |
| Other liabilities | 2,828.6 | 2,535.9 | 2,393.3 |
| Shareholders' equity | 346.9 | 337.3 | 268.4 |
| Net tangible assets | 268.2 | 335.5 | 266.6 |
First Carolina Financial Services, Inc. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 |
|---|---|---|---|
| Operating Activities | 35,925,000.0 | 61,943,000.0 | -30,693,000.0 |
| Investing Activities | -322,957,000.0 | -347,349,000.0 | -524,266,000.0 |
| Financing Activities | 253,093,000.0 | 292,491,000.0 | 585,889,000.0 |