PositoAI/ US/ First BanCorp.

First BanCorp.

NYSE: FBNC · Financial Services

Positivity Index

#3,730 / 6,774

Global

#1,685 / 4,000

United States

Positivity Score

20,289

Rank→

Overview Go Deep Penta Pattern Funda News For this company Histo

PosiRed: no active red flags

First BanCorp. — Overview & Financial Snapshot

First BanCorp. (NYSE: FBNC) is a Financial Services company, ranked #3,730 of 6,774 companies globally and #1,685 of 4,000 in United States on PositoAI, with a Positivity Score of 20,289. Its market capitalisation is ₹39,355.03 Cr ($4.17B), P/E ratio is 11.5 and P/B ratio is 2.11. It has no active red flags (PosiRed) or yellow flags (PosiYellow) on record.

For financial statements, ratio trends and score history, Go Deep →

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First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. It operates through six segments: Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Mortgage Banking segment engages in the origination, sale, and servicing of various residential mortgage loans; hedging activities; purchase of mortgage loans from branch and mortgage bankers; and origination of residential real estate loans. The Consumer (Retail) Banking segment is involved in consumer lending, commercial lending to small businesses, commercial transaction banking, and deposit-taking activities. The Commercial and Corporate Banking segment offers lending and other services, including commercial lending and commercial deposit-taking activities. The Treasury and Investments segment manages funding; and obtains funds through brokered deposits, advances from the FHLB, and repurchase agreements involving investment securities, among other funding sources. The United States Operations segment provides checking, savings, and money market accounts; retail CDs; internet banking services; residential mortgages; home equity loans and lines of credit; retail deposits; cash management services; remote data capture; automated clearing house transactions; and traditional commercial and industrial, and commercial real estate products, such as lines of credit, term loans, and construction loans. The Virgin Islands Operations segment focuses on consumer and commercial lending, and deposit-taking activities. The company also offers automobile financing and insurance agency services. First BanCorp. was founded in 1948 and is headquartered in San Juan, Puerto Rico.

P/B Ratio 2.11

P/E Ratio 11.5

D/E Ratio 0.15

ROE 19.49%

Owes vs Owns ? 0.90× High $0.90 owed for every $1 it owns · balance sheet Jun 2026 Usually higher for banks and lenders.

Dividend Yield 2.93%

Trailing EPS ₹224.65$2.38

Forward EPS ₹243.54$2.58

Beta 0.83

Market Cap ₹39,355.03 Cr$4.17B

What these numbers mean →

What does First BanCorp. do?

What is First BanCorp.'s P/E and P/B ratio?

First BanCorp. has a P/E ratio of 11.5 and a P/B ratio of 2.11.

What is First BanCorp.'s debt-to-equity ratio?

First BanCorp. has a debt-to-equity ratio of 0.15.

How much does First BanCorp. owe compared with what it owns?

First BanCorp. owes $0.90 for every $1 it owns (balance sheet Jun 2026), which is high. Banks and lenders usually show higher figures.

What is First BanCorp.'s Positivity rank?

First BanCorp. is ranked #3,730 of 6,774 companies globally and #1,685 of 4,000 in United States on PositoAI, with a Positivity Score of 20,289.

Does First BanCorp. have any regulatory orders, red flags (PosiRed) or yellow flags (PosiYellow)?

No active red flags (PosiRed) or yellow flags (PosiYellow) are currently on record for First BanCorp..

Where can I read the latest news about First BanCorp.?

Recent headlines about First BanCorp. from the last 30 days, with links to the original articles, are on its News page on PositoAI.

Does First BanCorp. have a PositoAI PosiShot or QR code?

Yes. A dated PosiShot of First BanCorp.'s current position, a PosiQR code for its live profile and a ready-made dated mention are available on its For this company page on PositoAI.

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