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PosiFunda · Fundamentals

FB Bancorp, Inc.

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from FB Bancorp, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.

What stands out

  • Tangible Net Worth Ratio: Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 95% of Financial Services companies in United States.
  • Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 95% of Financial Services companies in United States.
  • Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 88% of Financial Services companies in United States.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

1/3 · 1/3

Sales grew in 1 of the last 3 years; profit grew in 1 of 3.

Less steady than 88% of Financial Services companies in United States.

Growth Efficiency Ratio

—

Sales fell 24%

Sales fell 24% in 3 years, so extra profit per extra sales cannot be measured.

Asset Productivity Ratio

-24% / +25%

In 3 years sales changed by -24% while total assets changed by +25%. Assets grew faster than sales.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

100%

Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

More tangible than 95% of Financial Services companies in United States.

Tangible Net Worth Ratio

100%

Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.

More tangible than 95% of Financial Services companies in United States.

Shareholders

Shareholder Slice Ratio

−4%

Share count fell 4% in 3 years (buybacks), so each share's slice of the company became larger.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

FB Bancorp, Inc. owes $0.77 for every $1 it owns. FB Bancorp, Inc. returned to profit in the year to Dec 2025, after a loss the year before.

Compared with Financial Services companies in United States · latest annual results Dec 2025.

P/E ratio

98.4

Investors pay $98.4 for every $1 of FB Bancorp, Inc.'s yearly profit, higher than 98% of Financial Services companies in United States.

P/B ratio

0.86

The share price is 0.86 times FB Bancorp, Inc.'s book value per share, lower than 83% of Financial Services companies in United States.

Market cap

$243 M

The total market value of all of FB Bancorp, Inc.'s shares at today's price (share price × number of shares), smaller than 78% of Financial Services companies in United States. PosiCap size class: Mini Cap.

Net worth (book value)

$284 M

What FB Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).

Book value per share

$19.55

Net worth divided by the number of shares. The share price of $16.73 is 0.9 times this, which is the P/B above.

Return on equity (ROE)

0.9%

FB Bancorp, Inc. earned 0.9% on its shareholders' money over the last year, lower than 85% of Financial Services companies in United States.

Owes vs Owns

0.77×

FB Bancorp, Inc. owes $0.77 for every $1 it owns (moderate), lower than 55% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Dividend yield

None

FB Bancorp, Inc. does not currently pay a dividend.

Revenue growth

+13%

Revenue rose 13% in the year to Dec 2025, and shrank 9% a year on average over 3 years.

Profit growth

Back to profit

FB Bancorp, Inc. returned to profit in the year to Dec 2025, after a loss the year before.

Profit margin

2.4%

FB Bancorp, Inc. keeps $2 of every $100 of revenue as net profit.

Questions

What is FB Bancorp, Inc.'s P/E ratio?

Investors pay $98.4 for every $1 of FB Bancorp, Inc.'s yearly profit, higher than 98% of Financial Services companies in United States.

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For FB Bancorp, Inc.: $243 M ÷ $284 M (30 Jun 2026) = 0.9.

What is FB Bancorp, Inc.'s return on equity?

FB Bancorp, Inc. earned 0.9% on its shareholders' money over the last year, lower than 85% of Financial Services companies in United States.

How much does FB Bancorp, Inc. owe compared with what it owns?

FB Bancorp, Inc. owes $0.77 for every $1 it owns (moderate), lower than 55% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Does FB Bancorp, Inc. pay a dividend?

No. FB Bancorp, Inc. does not currently pay a dividend.

Is FB Bancorp, Inc.'s revenue growing?

Revenue rose 13% in the year to Dec 2025, and shrank 9% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

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