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PosiFunda · Fundamentals

First American Financial Corporation

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from First American Financial Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.

What stands out

  • Tangible Assets Ratio: Of every $100 the company owns, $84 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. Less tangible than 85% of Financial Services companies in United States.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

2/3 · 1/3

Sales grew in 2 of the last 3 years; profit grew in 1 of 3.

Less steady than 71% of Financial Services companies in United States.

Growth Efficiency Ratio

—

Sales barely changed

Sales changed by -2% in 3 years, too little to measure extra profit per extra sales.

Asset Productivity Ratio

-2% / +9%

In 3 years sales changed by -2% while total assets changed by +9%. Assets grew faster than sales.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

84%

Of every $100 the company owns, $84 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

Less tangible than 85% of Financial Services companies in United States.

Tangible Net Worth Ratio

53%

Of every $100 of net worth, $53 is tangible; the rest is goodwill and other intangibles, often from buying other companies.

Less tangible than 83% of Financial Services companies in United States.

Shareholders

Shareholder Slice Ratio

−1%

Share count fell 1% in 3 years (buybacks), so each share's slice of the company became larger. Dividends paid equalled 68% of profit over the same period.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

First American Financial Corporation owes $0.70 for every $1 it owns. Net profit rose 374% in the year to Dec 2025, and grew 33% a year on average over 3 years.

Compared with Financial Services companies in United States · latest annual results Dec 2025.

P/E ratio

9.0

Investors pay $9.0 for every $1 of First American Financial Corporation's yearly profit, lower than 83% of Financial Services companies in United States.

P/B ratio

1.18

The share price is 1.18 times First American Financial Corporation's book value per share, lower than 58% of Financial Services companies in United States.

Market cap

$6.6 B

The total market value of all of First American Financial Corporation's shares at today's price (share price × number of shares), larger than 84% of Financial Services companies in United States. PosiCap size class: Meso Cap.

Net worth (book value)

$5.6 B

What First American Financial Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).

Book value per share

$55.05

Net worth divided by the number of shares. The share price of $65.07 is 1.2 times this, which is the P/B above.

Return on equity (ROE)

13.8%

First American Financial Corporation earned 13.8% on its shareholders' money over the last year, higher than 71% of Financial Services companies in United States.

Owes vs Owns

0.70×

First American Financial Corporation owes $0.70 for every $1 it owns (moderate), lower than 61% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Dividend yield

3.67%

First American Financial Corporation pays 3.67% of its share price as dividends a year, higher than 65% of dividend-paying Financial Services companies in United States.

Revenue growth

+22%

Revenue rose 22% in the year to Dec 2025, and shrank 1% a year on average over 3 years.

Profit growth

+374%

Net profit rose 374% in the year to Dec 2025, and grew 33% a year on average over 3 years.

Profit margin

8.4%

First American Financial Corporation keeps $8 of every $100 of revenue as net profit.

Questions

What is First American Financial Corporation's P/E ratio?

Investors pay $9.0 for every $1 of First American Financial Corporation's yearly profit, lower than 83% of Financial Services companies in United States.

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For First American Financial Corporation: $6.6 B ÷ $5.6 B (30 Jun 2026) = 1.2.

What is First American Financial Corporation's return on equity?

First American Financial Corporation earned 13.8% on its shareholders' money over the last year, higher than 71% of Financial Services companies in United States.

How much does First American Financial Corporation owe compared with what it owns?

First American Financial Corporation owes $0.70 for every $1 it owns (moderate), lower than 61% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Does First American Financial Corporation pay a dividend?

Yes. First American Financial Corporation pays 3.67% of its share price as dividends a year, higher than 65% of dividend-paying Financial Services companies in United States.

Is First American Financial Corporation's revenue growing?

Revenue rose 22% in the year to Dec 2025, and shrank 1% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.