EZCORP, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from EZCORP, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every $100 the company owns, $80 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. Less tangible than 86% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$15Sales grew 44% in 3 years; of every extra $100 of sales, $15 became extra profit.
Lower than 61% of Financial Services companies in United States.
Asset Productivity Ratio
+44% / +45%In 3 years sales changed by +44% while total assets changed by +45%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
80%Of every $100 the company owns, $80 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 86% of Financial Services companies in United States.
Tangible Net Worth Ratio
63%Of every $100 of net worth, $63 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 78% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
EZCORP, Inc. owes $0.46 for every $1 it owns. Net profit rose 32% in the year to Sep 2025, and grew 30% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Sep 2025.
P/E ratio
14.7Investors pay $14.7 for every $1 of EZCORP, Inc.'s yearly profit, higher than 62% of Financial Services companies in United States.
P/B ratio
1.55The share price is 1.55 times EZCORP, Inc.'s book value per share, higher than 69% of Financial Services companies in United States.
Market cap
$1.8 BThe total market value of all of EZCORP, Inc.'s shares at today's price (share price × number of shares), larger than 66% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$1.2 BWhat EZCORP, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$18.95Net worth divided by the number of shares. The share price of $29.35 is 1.5 times this, which is the P/B above.
Return on equity (ROE)
14.8%EZCORP, Inc. earned 14.8% on its shareholders' money over the last year, higher than 74% of Financial Services companies in United States.
Owes vs Owns
0.46×EZCORP, Inc. owes $0.46 for every $1 it owns (low), lower than 73% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneEZCORP, Inc. does not currently pay a dividend.
Revenue growth
+10%Revenue rose 10% in the year to Sep 2025, and grew 13% a year on average over 3 years.
Profit growth
+32%Net profit rose 32% in the year to Sep 2025, and grew 30% a year on average over 3 years.
Profit margin
8.6%EZCORP, Inc. keeps $9 of every $100 of revenue as net profit.
Questions
What is EZCORP, Inc.'s P/E ratio?
Investors pay $14.7 for every $1 of EZCORP, Inc.'s yearly profit, higher than 62% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For EZCORP, Inc.: $1.8 B ÷ $1.2 B (30 Jun 2026) = 1.5.
What is EZCORP, Inc.'s return on equity?
EZCORP, Inc. earned 14.8% on its shareholders' money over the last year, higher than 74% of Financial Services companies in United States.
How much does EZCORP, Inc. owe compared with what it owns?
EZCORP, Inc. owes $0.46 for every $1 it owns (low), lower than 73% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does EZCORP, Inc. pay a dividend?
No. EZCORP, Inc. does not currently pay a dividend.
Is EZCORP, Inc.'s revenue growing?
Revenue rose 10% in the year to Sep 2025, and grew 13% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.