EVERTEC, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from EVERTEC, Inc.'s yearly results (2022–2025), compared with Technology companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Goodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative. Less tangible than 93% of Technology companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $36 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. Less tangible than 89% of Technology companies in United States.
- Cash Cushion Ratio: Debt, after subtracting cash, equals 41% of its market value (net debt). Lower than 87% of Technology companies in United States.
Where $100 of sales goes
Latest year (Dec 2025). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
$209Over the last 3 years, every $100 of reported profit came with $209 of operating cash.
Higher than 70% of Technology companies in United States.
Self-Funding Ratio
2.6×Over the last 3 years its own operating cash covered its investment spending (capex) 2.6 times.
Lower than 52% of Technology companies in United States.
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 75% of Technology companies in United States.
Growth Efficiency Ratio
−$31Sales grew 51% in 3 years, but profit fell: $31 less profit per $100 of extra sales.
Lower than 84% of Technology companies in United States.
Asset Productivity Ratio
+51% / +98%In 3 years sales changed by +51% while total assets changed by +98%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
6.7×Debt due within a year is covered 6.7 times by its yearly operating cash.
Higher than 60% of Technology companies in United States.
Cash Cushion Ratio
−41%Debt, after subtracting cash, equals 41% of its market value (net debt).
Lower than 87% of Technology companies in United States.
Tangible Assets Ratio
36%Of every $100 the company owns, $36 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 89% of Technology companies in United States.
Tangible Net Worth Ratio
NegativeGoodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative.
Less tangible than 93% of Technology companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (14)
EVERTEC, Inc. owes $0.71 for every $1 it owns. Net profit rose 26% in the year to Dec 2025, and shrank 16% a year on average over 3 years.
Compared with Technology companies in United States · latest annual results Dec 2025.
P/E ratio
21.6Investors pay $21.6 for every $1 of EVERTEC, Inc.'s yearly profit, lower than 68% of Technology companies in United States.
P/B ratio
3.10The share price is 3.10 times EVERTEC, Inc.'s book value per share, lower than 52% of Technology companies in United States.
Market cap
$2.0 BThe total market value of all of EVERTEC, Inc.'s shares at today's price (share price × number of shares), larger than 53% of Technology companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$641 MWhat EVERTEC, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$10.74Net worth divided by the number of shares. The share price of $33.33 is 3.1 times this, which is the P/B above.
Return on equity (ROE)
14.8%EVERTEC, Inc. earned 14.8% on its shareholders' money over the last year, higher than 72% of Technology companies in United States.
Owes vs Owns
0.71×EVERTEC, Inc. owes $0.71 for every $1 it owns (moderate), higher than 76% of Technology companies in United States.
Dividend yield
0.62%EVERTEC, Inc. pays 0.62% of its share price as dividends a year, lower than 70% of dividend-paying Technology companies in United States.
Revenue growth
+10%Revenue rose 10% in the year to Dec 2025, and grew 15% a year on average over 3 years.
Profit growth
+26%Net profit rose 26% in the year to Dec 2025, and shrank 16% a year on average over 3 years.
Profit margin
15.2%EVERTEC, Inc. keeps $15 of every $100 of revenue as net profit.
Cash quality
1.6×Cash from EVERTEC, Inc.'s business was 1.6× its reported profit in the year to Dec 2025 — its profit turned into cash.
Interest cover
2.7×EVERTEC, Inc.'s operating profit covered its interest costs 2.7 times in the year to Dec 2025.
Cash vs debt
Net debtEVERTEC, Inc. had $824 M more debt than cash (net debt) at Dec 2025.
Questions
What is EVERTEC, Inc.'s P/E ratio?
Investors pay $21.6 for every $1 of EVERTEC, Inc.'s yearly profit, lower than 68% of Technology companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For EVERTEC, Inc.: $2.0 B ÷ $641 M (30 Jun 2026) = 3.1.
What is EVERTEC, Inc.'s return on equity?
EVERTEC, Inc. earned 14.8% on its shareholders' money over the last year, higher than 72% of Technology companies in United States.
How much does EVERTEC, Inc. owe compared with what it owns?
EVERTEC, Inc. owes $0.71 for every $1 it owns (moderate), higher than 76% of Technology companies in United States.
Does EVERTEC, Inc. pay a dividend?
Yes. EVERTEC, Inc. pays 0.62% of its share price as dividends a year, lower than 70% of dividend-paying Technology companies in United States.
Is EVERTEC, Inc.'s revenue growing?
Revenue rose 10% in the year to Dec 2025, and grew 15% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.