Essent Group Ltd.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Essent Group Ltd.'s yearly results (2022–2025), compared with companies in Bermuda. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 1/3Sales grew in 3 of the last 3 years; profit grew in 1 of 3.
Growth Efficiency Ratio
−$52Sales grew 26% in 3 years, but profit fell: $52 less profit per $100 of extra sales.
Asset Productivity Ratio
+26% / +30%In 3 years sales changed by +26% while total assets changed by +30%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Tangible Net Worth Ratio
99%Of every $100 of net worth, $99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Essent Group Ltd. owes $0.25 for every $1 it owns. Net profit fell 5% in the year to Dec 2025, and shrank 6% a year on average over 3 years.
Compared with companies in Bermuda · latest annual results Dec 2025.
P/E ratio
9.2Investors pay $9.2 for every $1 of Essent Group Ltd.'s yearly profit.
P/B ratio
1.04The share price is 1.04 times Essent Group Ltd.'s book value per share.
Market cap
$5.9 BThe total market value of all of Essent Group Ltd.'s shares at today's price (share price × number of shares). PosiCap size class: Meso Cap.
Net worth (book value)
$5.7 BWhat Essent Group Ltd. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$63.01Net worth divided by the number of shares. The share price of $65.70 is 1.0 times this, which is the P/B above.
Return on equity (ROE)
12.0%Essent Group Ltd. earned 12.0% on its shareholders' money over the last year.
Owes vs Owns
0.25×Essent Group Ltd. owes $0.25 for every $1 it owns (low). Banks and lenders usually show higher figures.
Dividend yield
2.19%Essent Group Ltd. pays 2.19% of its share price as dividends a year.
Revenue growth
+2%Revenue rose 2% in the year to Dec 2025, and grew 8% a year on average over 3 years.
Profit growth
-5%Net profit fell 5% in the year to Dec 2025, and shrank 6% a year on average over 3 years.
Profit margin
53.6%Essent Group Ltd. keeps $54 of every $100 of revenue as net profit.
Questions
What is Essent Group Ltd.'s P/E ratio?
Investors pay $9.2 for every $1 of Essent Group Ltd.'s yearly profit.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Essent Group Ltd.: $5.9 B ÷ $5.7 B (30 Jun 2026) = 1.0.
What is Essent Group Ltd.'s return on equity?
Essent Group Ltd. earned 12.0% on its shareholders' money over the last year.
How much does Essent Group Ltd. owe compared with what it owns?
Essent Group Ltd. owes $0.25 for every $1 it owns (low). Banks and lenders usually show higher figures.
Does Essent Group Ltd. pay a dividend?
Yes. Essent Group Ltd. pays 2.19% of its share price as dividends a year.
Is Essent Group Ltd.'s revenue growing?
Revenue rose 2% in the year to Dec 2025, and grew 8% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.