Equity Bancshares, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Equity Bancshares, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 6% in 3 years, but profit fell: $289 less profit per $100 of extra sales. Lower than 97% of Financial Services companies in United States.
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 88% of Financial Services companies in United States.
Growth Efficiency Ratio
−$289Sales grew 6% in 3 years, but profit fell: $289 less profit per $100 of extra sales.
Lower than 97% of Financial Services companies in United States.
Asset Productivity Ratio
+6% / +28%In 3 years sales changed by +6% while total assets changed by +28%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 57% of Financial Services companies in United States.
Tangible Net Worth Ratio
86%Of every $100 of net worth, $86 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 54% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Equity Bancshares, Inc. owes $0.89 for every $1 it owns. Net profit fell 64% in the year to Dec 2025, and shrank 27% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
10.7Investors pay $10.7 for every $1 of Equity Bancshares, Inc.'s yearly profit, lower than 73% of Financial Services companies in United States.
P/B ratio
1.21The share price is 1.21 times Equity Bancshares, Inc.'s book value per share, lower than 56% of Financial Services companies in United States.
Market cap
$1.0 BThe total market value of all of Equity Bancshares, Inc.'s shares at today's price (share price × number of shares), larger than 56% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$827 MWhat Equity Bancshares, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$40.17Net worth divided by the number of shares. The share price of $48.64 is 1.2 times this, which is the P/B above.
Return on equity (ROE)
12.1%Equity Bancshares, Inc. earned 12.1% on its shareholders' money over the last year, higher than 61% of Financial Services companies in United States.
Owes vs Owns
0.89×Equity Bancshares, Inc. owes $0.89 for every $1 it owns (high), higher than 76% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.85%Equity Bancshares, Inc. pays 1.85% of its share price as dividends a year, lower than 75% of dividend-paying Financial Services companies in United States.
Revenue growth
-4%Revenue fell 4% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Profit growth
-64%Net profit fell 64% in the year to Dec 2025, and shrank 27% a year on average over 3 years.
Profit margin
11.0%Equity Bancshares, Inc. keeps $11 of every $100 of revenue as net profit.
Questions
What is Equity Bancshares, Inc.'s P/E ratio?
Investors pay $10.7 for every $1 of Equity Bancshares, Inc.'s yearly profit, lower than 73% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Equity Bancshares, Inc.: $1.0 B ÷ $827 M (30 Jun 2026) = 1.2.
What is Equity Bancshares, Inc.'s return on equity?
Equity Bancshares, Inc. earned 12.1% on its shareholders' money over the last year, higher than 61% of Financial Services companies in United States.
How much does Equity Bancshares, Inc. owe compared with what it owns?
Equity Bancshares, Inc. owes $0.89 for every $1 it owns (high), higher than 76% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Equity Bancshares, Inc. pay a dividend?
Yes. Equity Bancshares, Inc. pays 1.85% of its share price as dividends a year, lower than 75% of dividend-paying Financial Services companies in United States.
Is Equity Bancshares, Inc.'s revenue growing?
Revenue fell 4% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.