Go Deep
Enova International, Inc.
Enova International, Inc. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 16,348 | 13.2 | 2.96 | 3.37 | 17,199.50 |
| Oct 2026 | 16,337 | 13.1 | 2.94 | 3.37 | 16,929.80 |
| Oct 2026 | 18,072 | 13.0 | 2.91 | 3.37 | 16,664.95 |
| Oct 2026 | 18,094 | 12.9 | 2.90 | 3.37 | 16,537.96 |
| Oct 2026 | 18,003 | 13.2 | 2.95 | 3.37 | 16,857.48 |
| Oct 2026 | 17,993 | 13.3 | 2.96 | 3.37 | 16,848.84 |
| Oct 2026 | 18,039 | 13.1 | 2.93 | 3.37 | 16,706.65 |
| Oct 2026 | 17,951 | 13.4 | 2.98 | 3.37 | 17,014.80 |
| Oct 2026 | 17,935 | 13.4 | 2.99 | 3.37 | 17,029.52 |
| Oct 2026 | 18,023 | 13.1 | 2.94 | 3.37 | 16,686.41 |
Enova International, Inc. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 928,927,000.0 | 875,142,000.0 | 839,391,000.0 | 802,678,000.0 |
| Net Profit | 105,058,000.0 | 91,099,000.0 | 78,981,000.0 | 80,314,000.0 |
| EPS | 4.2 | 3.7 | 3.2 | 3.2 |
Enova International, Inc. Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 3,151,653,000.0 | 2,657,800,000.0 | 2,117,639,000.0 | 1,736,085,000.0 | — |
| Net Profit | 308,389,000.0 | 209,448,000.0 | 175,121,000.0 | 207,424,000.0 | — |
| EPS | 12.2 | 7.8 | 5.7 | 6.4 | — |
Enova International, Inc. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 6,468,432,000.0 | 5,266,131,000.0 | 4,585,536,000.0 | 3,780,889,000.0 | — |
| Total Liabilities | 5,131,708,000.0 | 4,069,207,000.0 | 3,345,353,000.0 | 2,594,744,000.0 | — |
| Total Equity | 1,336,724,000.0 | 1,196,924,000.0 | 1,240,183,000.0 | 1,186,145,000.0 | — |
Owes vs Owns
Enova International, Inc. owed $0.79 for every $1 it owned in Jun 2026, up from $0.69 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.79× | 0.79× | 0.77× | 0.73× | 0.69× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Enova International, Inc. Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 1.1%Receivables 86.5%Fixed assets (tangible) 2.3%Intangible assets 4.4%Other assets 5.7%
How it's funded — Dec 2025
Short-term debt 1.4%Long-term debt 68.2%Payables 1.2%Other liabilities 8.6%Shareholders' equity 20.7%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 71.7 | 73.9 | 54.4 | 100.2 |
| Receivables | 5,593.3 | 4,490.9 | 3,745.3 | 3,128.5 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 149.1 | 138.2 | 123.0 | 112.6 |
| Intangible assets | 282.9 | 290.2 | 298.3 | 306.7 |
| Long-term investments | 0.0 | 0.0 | 0.0 | 0.0 |
| Other assets | 371.4 | 273.0 | 364.7 | 132.9 |
| Liabilities & equity | ||||
| Short-term debt | 90.0 | 233.3 | 0.0 | 0.0 |
| Long-term debt | 4,408.4 | 3,563.5 | 2,943.8 | 2,258.7 |
| Payables | 79.0 | 59.0 | 43.3 | 30.8 |
| Other liabilities | 554.4 | 213.4 | 358.2 | 305.3 |
| Shareholders' equity | 1,336.7 | 1,196.9 | 1,240.2 | 1,186.1 |
| Net tangible assets | 1,053.8 | 906.7 | 941.9 | 879.5 |
Enova International, Inc. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 1,819,121,000.0 | 1,538,576,000.0 | 1,166,869,000.0 | 893,998,000.0 | — |
| Investing Activities | -2,445,783,000.0 | -1,911,195,000.0 | -1,494,658,000.0 | -1,666,270,000.0 | — |
| Financing Activities | 711,818,000.0 | 318,882,000.0 | 526,541,000.0 | 724,866,000.0 | — |