Employers Holdings, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Employers Holdings, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 20% in 3 years, but profit fell: $26 less profit per $100 of extra sales. Lower than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
−$26Sales grew 20% in 3 years, but profit fell: $26 less profit per $100 of extra sales.
Lower than 88% of Financial Services companies in United States.
Asset Productivity Ratio
+20% / -8%In 3 years sales changed by +20% while total assets changed by -8%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 62% of Financial Services companies in United States.
Tangible Net Worth Ratio
95%Of every $100 of net worth, $95 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 76% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Employers Holdings, Inc. owes $0.75 for every $1 it owns. Net profit fell 91% in the year to Dec 2025, and shrank 39% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
70.3Investors pay $70.3 for every $1 of Employers Holdings, Inc.'s yearly profit, higher than 97% of Financial Services companies in United States.
P/B ratio
1.10The share price is 1.10 times Employers Holdings, Inc.'s book value per share, lower than 64% of Financial Services companies in United States.
Market cap
$947 MThe total market value of all of Employers Holdings, Inc.'s shares at today's price (share price × number of shares), larger than 55% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$859 MWhat Employers Holdings, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$47.82Net worth divided by the number of shares. The share price of $52.72 is 1.1 times this, which is the P/B above.
Return on equity (ROE)
0.8%Employers Holdings, Inc. earned 0.8% on its shareholders' money over the last year, lower than 85% of Financial Services companies in United States.
Owes vs Owns
0.75×Employers Holdings, Inc. owes $0.75 for every $1 it owns (moderate), lower than 57% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.63%Employers Holdings, Inc. pays 2.63% of its share price as dividends a year, lower than 54% of dividend-paying Financial Services companies in United States.
Revenue growth
-2%Revenue fell 2% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Profit growth
-91%Net profit fell 91% in the year to Dec 2025, and shrank 39% a year on average over 3 years.
Profit margin
1.3%Employers Holdings, Inc. keeps $1 of every $100 of revenue as net profit.
Questions
What is Employers Holdings, Inc.'s P/E ratio?
Investors pay $70.3 for every $1 of Employers Holdings, Inc.'s yearly profit, higher than 97% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Employers Holdings, Inc.: $947 M ÷ $859 M (30 Jun 2026) = 1.1.
What is Employers Holdings, Inc.'s return on equity?
Employers Holdings, Inc. earned 0.8% on its shareholders' money over the last year, lower than 85% of Financial Services companies in United States.
How much does Employers Holdings, Inc. owe compared with what it owns?
Employers Holdings, Inc. owes $0.75 for every $1 it owns (moderate), lower than 57% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Employers Holdings, Inc. pay a dividend?
Yes. Employers Holdings, Inc. pays 2.63% of its share price as dividends a year, lower than 54% of dividend-paying Financial Services companies in United States.
Is Employers Holdings, Inc.'s revenue growing?
Revenue fell 2% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.