Eagle Financial Services, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Eagle Financial Services, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 8% in 3 years, but profit fell: $121 less profit per $100 of extra sales. Lower than 94% of Financial Services companies in United States.
- Shareholder Slice Ratio: Share count rose 54% in 3 years, so each share's slice of the company became smaller. Dividends paid equalled 44% of profit over the same period. Bigger rise in share count than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 1/3Sales grew in 3 of the last 3 years; profit grew in 1 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
−$121Sales grew 8% in 3 years, but profit fell: $121 less profit per $100 of extra sales.
Lower than 94% of Financial Services companies in United States.
Asset Productivity Ratio
+8% / +17%In 3 years sales changed by +8% while total assets changed by +17%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Eagle Financial Services, Inc. owes $0.90 for every $1 it owns. Net profit fell 46% in the year to Dec 2025, and shrank 17% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
13.4Investors pay $13.4 for every $1 of Eagle Financial Services, Inc.'s yearly profit, higher than 55% of Financial Services companies in United States.
P/B ratio
1.30The share price is 1.30 times Eagle Financial Services, Inc.'s book value per share, higher than 52% of Financial Services companies in United States.
Market cap
$252 MThe total market value of all of Eagle Financial Services, Inc.'s shares at today's price (share price × number of shares), smaller than 78% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$194 MWhat Eagle Financial Services, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$35.83Net worth divided by the number of shares. The share price of $46.51 is 1.3 times this, which is the P/B above.
Return on equity (ROE)
10.0%Eagle Financial Services, Inc. earned 10.0% on its shareholders' money over the last year, lower than 54% of Financial Services companies in United States.
Owes vs Owns
0.90×Eagle Financial Services, Inc. owes $0.90 for every $1 it owns (high), higher than 77% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.71%Eagle Financial Services, Inc. pays 2.71% of its share price as dividends a year, lower than 53% of dividend-paying Financial Services companies in United States.
Revenue growth
+3%Revenue rose 3% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Profit growth
-46%Net profit fell 46% in the year to Dec 2025, and shrank 17% a year on average over 3 years.
Profit margin
12.4%Eagle Financial Services, Inc. keeps $12 of every $100 of revenue as net profit.
Questions
What is Eagle Financial Services, Inc.'s P/E ratio?
Investors pay $13.4 for every $1 of Eagle Financial Services, Inc.'s yearly profit, higher than 55% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Eagle Financial Services, Inc.: $252 M ÷ $194 M (30 Jun 2026) = 1.3.
What is Eagle Financial Services, Inc.'s return on equity?
Eagle Financial Services, Inc. earned 10.0% on its shareholders' money over the last year, lower than 54% of Financial Services companies in United States.
How much does Eagle Financial Services, Inc. owe compared with what it owns?
Eagle Financial Services, Inc. owes $0.90 for every $1 it owns (high), higher than 77% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Eagle Financial Services, Inc. pay a dividend?
Yes. Eagle Financial Services, Inc. pays 2.71% of its share price as dividends a year, lower than 53% of dividend-paying Financial Services companies in United States.
Is Eagle Financial Services, Inc.'s revenue growing?
Revenue rose 3% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.