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PosiFunda · Fundamentals

Enterprise Financial Services Corp

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from Enterprise Financial Services Corp's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

2/3 · 1/3

Sales grew in 2 of the last 3 years; profit grew in 1 of 3.

Less steady than 71% of Financial Services companies in United States.

Growth Efficiency Ratio

−$1

Sales grew 25% in 3 years, but profit fell: $1 less profit per $100 of extra sales.

Lower than 77% of Financial Services companies in United States.

Asset Productivity Ratio

+25% / +33%

In 3 years sales changed by +25% while total assets changed by +33%. Assets grew faster than sales.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

97%

Of every $100 the company owns, $97 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

Less tangible than 56% of Financial Services companies in United States.

Tangible Net Worth Ratio

79%

Of every $100 of net worth, $79 is tangible; the rest is goodwill and other intangibles, often from buying other companies.

Less tangible than 58% of Financial Services companies in United States.

Shareholders

Shareholder Slice Ratio

−1%

Share count fell 1% in 3 years (buybacks), so each share's slice of the company became larger. Dividends paid equalled 23% of profit over the same period.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

Enterprise Financial Services Corp owes $0.88 for every $1 it owns. Net profit rose 9% in the year to Dec 2025, and shrank 0% a year on average over 3 years.

Compared with Financial Services companies in United States · latest annual results Dec 2025.

P/E ratio

12.1

Investors pay $12.1 for every $1 of Enterprise Financial Services Corp's yearly profit, lower than 55% of Financial Services companies in United States.

P/B ratio

1.09

The share price is 1.09 times Enterprise Financial Services Corp's book value per share, lower than 65% of Financial Services companies in United States.

Market cap

$2.2 B

The total market value of all of Enterprise Financial Services Corp's shares at today's price (share price × number of shares), larger than 69% of Financial Services companies in United States. PosiCap size class: Meso Cap.

Net worth (book value)

$2.0 B

What Enterprise Financial Services Corp would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).

Book value per share

$55.87

Net worth divided by the number of shares. The share price of $61.01 is 1.1 times this, which is the P/B above.

Return on equity (ROE)

9.6%

Enterprise Financial Services Corp earned 9.6% on its shareholders' money over the last year, lower than 57% of Financial Services companies in United States.

Owes vs Owns

0.88×

Enterprise Financial Services Corp owes $0.88 for every $1 it owns (high), higher than 66% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Dividend yield

2.23%

Enterprise Financial Services Corp pays 2.23% of its share price as dividends a year, lower than 63% of dividend-paying Financial Services companies in United States.

Revenue growth

+16%

Revenue rose 16% in the year to Dec 2025, and grew 8% a year on average over 3 years.

Profit growth

+9%

Net profit rose 9% in the year to Dec 2025, and shrank 0% a year on average over 3 years.

Profit margin

32.7%

Enterprise Financial Services Corp keeps $33 of every $100 of revenue as net profit.

Questions

What is Enterprise Financial Services Corp's P/E ratio?

Investors pay $12.1 for every $1 of Enterprise Financial Services Corp's yearly profit, lower than 55% of Financial Services companies in United States.

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For Enterprise Financial Services Corp: $2.2 B ÷ $2.0 B (31 Mar 2026) = 1.1.

What is Enterprise Financial Services Corp's return on equity?

Enterprise Financial Services Corp earned 9.6% on its shareholders' money over the last year, lower than 57% of Financial Services companies in United States.

How much does Enterprise Financial Services Corp owe compared with what it owns?

Enterprise Financial Services Corp owes $0.88 for every $1 it owns (high), higher than 66% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Does Enterprise Financial Services Corp pay a dividend?

Yes. Enterprise Financial Services Corp pays 2.23% of its share price as dividends a year, lower than 63% of dividend-paying Financial Services companies in United States.

Is Enterprise Financial Services Corp's revenue growing?

Revenue rose 16% in the year to Dec 2025, and grew 8% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.