EFC (I) Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from EFC (I) Limited's yearly results (2023–2026), compared with Real Estate companies in India. Tap ? on any ratio for what it means.
What stands out
- Cash Locked Ratio: For every ₹100 of sales, ₹1 is tied up in day-to-day operations (money owed by customers + stock − money owed to suppliers), against ₹14 from others' credit three years earlier. Less money tied up than 92% of Real Estate companies in India.
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 91% of Real Estate companies in India.
- Tangible Net Worth Ratio: Of every ₹100 of net worth, ₹93 is tangible; the rest is goodwill and other intangibles, often from buying other companies. Less tangible than 85% of Real Estate companies in India.
Where ₹100 of sales goes
Latest year (Mar 2026). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
₹82Over the last 3 years, every ₹100 of reported profit came with ₹82 of operating cash.
Higher than 67% of Real Estate companies in India.
Self-Funding Ratio
1.1×Over the last 3 years its own operating cash covered its investment spending (capex) 1.1 times.
Higher than 50% of Real Estate companies in India.
Cash Locked Ratio
₹1For every ₹100 of sales, ₹1 is tied up in day-to-day operations (money owed by customers + stock − money owed to suppliers), against ₹14 from others' credit three years earlier.
Less money tied up than 92% of Real Estate companies in India.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 91% of Real Estate companies in India.
Growth Efficiency Ratio
₹24Sales grew 904% in 3 years; of every extra ₹100 of sales, ₹24 became extra profit.
Higher than 62% of Real Estate companies in India.
Asset Productivity Ratio
+904% / +462%In 3 years sales changed by +904% while total assets changed by +462%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
3.0×Debt due within a year is covered 3.0 times by its yearly operating cash.
Higher than 83% of Real Estate companies in India.
Cash Cushion Ratio
−51%Debt, after subtracting cash, equals 51% of its market value (net debt).
Lower than 72% of Real Estate companies in India.
Tangible Assets Ratio
98%Of every ₹100 the company owns, ₹98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 81% of Real Estate companies in India.
Tangible Net Worth Ratio
93%Of every ₹100 of net worth, ₹93 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 85% of Real Estate companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (14)
EFC (I) Limited owes ₹0.70 for every ₹1 it owns. Net profit rose 63% in the year to Mar 2026, and grew 277% a year on average over 3 years.
Compared with Real Estate companies in India · latest annual results Mar 2026.
P/E ratio
8.8Investors pay ₹8.8 for every ₹1 of EFC (I) Limited's yearly profit, lower than 92% of Real Estate companies in India.
P/B ratio
3.22The share price is 3.22 times EFC (I) Limited's book value per share, higher than 66% of Real Estate companies in India.
Market cap
₹2,596 CrThe total market value of all of EFC (I) Limited's shares at today's price (share price × number of shares), larger than 59% of Real Estate companies in India. PosiCap size class: Mini Cap.
Net worth (book value)
₹807 CrWhat EFC (I) Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹54.56Net worth divided by the number of shares. The share price of ₹175.50 is 3.2 times this, which is the P/B above.
Return on equity (ROE)
33.9%EFC (I) Limited earned 33.9% on its shareholders' money over the last year, higher than 93% of Real Estate companies in India.
Owes vs Owns
0.70×EFC (I) Limited owes ₹0.70 for every ₹1 it owns (moderate), higher than 62% of Real Estate companies in India.
Dividend yield
NoneEFC (I) Limited does not currently pay a dividend.
Revenue growth
+58%Revenue rose 58% in the year to Mar 2026, and grew 116% a year on average over 3 years.
Profit growth
+63%Net profit rose 63% in the year to Mar 2026, and grew 277% a year on average over 3 years.
Profit margin
22.3%EFC (I) Limited keeps ₹22 of every ₹100 of revenue as net profit.
Cash quality
0.90×Cash from EFC (I) Limited's business was 0.90× its reported profit in the year to Mar 2026 — less cash came in than the profit reported.
Interest cover
18.3×EFC (I) Limited's operating profit covered its interest costs 18.3 times in the year to Mar 2026.
Cash vs debt
Net debtEFC (I) Limited had ₹1,318 Cr more debt than cash (net debt) at Mar 2026.
Questions
What is EFC (I) Limited's P/E ratio?
Investors pay ₹8.8 for every ₹1 of EFC (I) Limited's yearly profit, lower than 92% of Real Estate companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For EFC (I) Limited: ₹2,596 Cr ÷ ₹807 Cr (31 Mar 2026) = 3.2.
What is EFC (I) Limited's return on equity?
EFC (I) Limited earned 33.9% on its shareholders' money over the last year, higher than 93% of Real Estate companies in India.
How much does EFC (I) Limited owe compared with what it owns?
EFC (I) Limited owes ₹0.70 for every ₹1 it owns (moderate), higher than 62% of Real Estate companies in India.
Does EFC (I) Limited pay a dividend?
No. EFC (I) Limited does not currently pay a dividend.
Is EFC (I) Limited's revenue growing?
Revenue rose 58% in the year to Mar 2026, and grew 116% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.