Go Deep
Encore Capital Group, Inc.
Encore Capital Group, Inc. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 14,634 | 7.6 | 1.96 | 3.88 | 9,636.63 |
| Oct 2026 | 14,533 | 7.7 | 1.98 | 3.88 | 9,655.43 |
| Oct 2026 | 16,236 | 8.0 | 2.08 | 3.88 | 10,056.68 |
| Oct 2026 | 16,507 | 7.7 | 1.98 | 3.88 | 9,576.40 |
| Oct 2026 | 16,418 | 8.2 | 2.02 | 3.88 | 9,743.00 |
| Oct 2026 | 16,471 | 7.7 | 2.00 | 3.88 | 9,630.62 |
| Oct 2026 | 16,532 | 7.6 | 1.98 | 3.88 | 9,540.42 |
| Oct 2026 | 16,387 | 7.8 | 2.03 | 3.88 | 9,781.26 |
| Oct 2026 | 16,330 | 7.7 | 2.05 | 3.88 | 9,851.68 |
| Oct 2026 | 16,546 | 7.6 | 1.97 | 3.88 | 9,473.06 |
Encore Capital Group, Inc. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 491,872,000.0 | 475,411,000.0 | 473,552,000.0 | 460,353,000.0 |
| Net Profit | 63,999,000.0 | 86,243,000.0 | 76,657,000.0 | 74,660,000.0 |
| EPS | 3.0 | 4.0 | 3.4 | 3.2 |
Encore Capital Group, Inc. Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 1,768,802,000.0 | 1,316,361,000.0 | 1,222,680,000.0 | 1,398,347,000.0 | — |
| Net Profit | 256,834,000.0 | -139,244,000.0 | -206,492,000.0 | 194,564,000.0 | — |
| EPS | 11.1 | -5.8 | -8.7 | 8.1 | — |
Encore Capital Group, Inc. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 5,339,800,000.0 | 4,789,729,000.0 | 4,630,486,000.0 | 4,508,360,000.0 | — |
| Total Liabilities | 4,363,050,000.0 | 4,022,398,000.0 | 3,693,948,000.0 | 3,328,733,000.0 | — |
| Total Equity | 976,750,000.0 | 767,331,000.0 | 936,538,000.0 | 1,179,627,000.0 | — |
Owes vs Owns
Encore Capital Group, Inc. owed $0.81 for every $1 it owned in Jun 2026, up from $0.74 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.81× | 0.82× | 0.84× | 0.80× | 0.74× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Encore Capital Group, Inc. Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 2.9%Receivables 0.6%Fixed assets (tangible) 2.6%Intangible assets 10.0%Long-term investments 81.9%Other assets 1.9%
How it's funded — Dec 2025
Long-term debt 74.9%Payables 4.3%Other liabilities 2.5%Shareholders' equity 18.3%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 156.8 | 199.9 | 158.4 | 143.9 |
| Receivables | 34.2 | 29.9 | 9.1 | 16.1 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 138.7 | 138.7 | 171.0 | 184.0 |
| Intangible assets | 536.3 | 507.8 | 606.5 | 843.3 |
| Long-term investments | 4,371.5 | 3,776.4 | 3,468.4 | 3,088.3 |
| Other assets | 102.2 | 137.1 | 217.2 | 232.8 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 29.3 | 68.4 |
| Long-term debt | 4,000.7 | 3,671.7 | 3,285.9 | 2,824.8 |
| Payables | 230.3 | 233.5 | 189.9 | 198.2 |
| Other liabilities | 132.1 | 117.2 | 188.8 | 237.4 |
| Shareholders' equity | 976.8 | 767.3 | 936.5 | 1,179.6 |
| Net tangible assets | 440.5 | 259.5 | 330.1 | 336.3 |
Encore Capital Group, Inc. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 153,199,000.0 | 156,168,000.0 | 152,991,000.0 | 210,681,000.0 | — |
| Investing Activities | -242,586,000.0 | -440,430,000.0 | -401,941,000.0 | -130,235,000.0 | — |
| Financing Activities | 44,854,000.0 | 317,774,000.0 | 268,300,000.0 | -107,445,000.0 | — |