Eagle Bancorp Montana, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Eagle Bancorp Montana, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 88% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by +3% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
+3% / +8%In 3 years sales changed by +3% while total assets changed by +8%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
97%Of every $100 the company owns, $97 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 55% of Financial Services companies in United States.
Tangible Net Worth Ratio
72%Of every $100 of net worth, $72 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 68% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Eagle Bancorp Montana, Inc. owes $0.91 for every $1 it owns. Net profit rose 52% in the year to Dec 2025, and grew 12% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
10.5Investors pay $10.5 for every $1 of Eagle Bancorp Montana, Inc.'s yearly profit, lower than 75% of Financial Services companies in United States.
P/B ratio
0.87The share price is 0.87 times Eagle Bancorp Montana, Inc.'s book value per share, lower than 81% of Financial Services companies in United States.
Market cap
$171 MThe total market value of all of Eagle Bancorp Montana, Inc.'s shares at today's price (share price × number of shares), smaller than 85% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$197 MWhat Eagle Bancorp Montana, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$24.78Net worth divided by the number of shares. The share price of $21.53 is 0.9 times this, which is the P/B above.
Return on equity (ROE)
8.5%Eagle Bancorp Montana, Inc. earned 8.5% on its shareholders' money over the last year, lower than 63% of Financial Services companies in United States.
Owes vs Owns
0.91×Eagle Bancorp Montana, Inc. owes $0.91 for every $1 it owns (high), higher than 85% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.82%Eagle Bancorp Montana, Inc. pays 2.82% of its share price as dividends a year, lower than 51% of dividend-paying Financial Services companies in United States.
Revenue growth
+13%Revenue rose 13% in the year to Dec 2025, and grew 1% a year on average over 3 years.
Profit growth
+52%Net profit rose 52% in the year to Dec 2025, and grew 12% a year on average over 3 years.
Profit margin
16.5%Eagle Bancorp Montana, Inc. keeps $16 of every $100 of revenue as net profit.
Questions
What is Eagle Bancorp Montana, Inc.'s P/E ratio?
Investors pay $10.5 for every $1 of Eagle Bancorp Montana, Inc.'s yearly profit, lower than 75% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Eagle Bancorp Montana, Inc.: $171 M ÷ $197 M (30 Jun 2026) = 0.9.
What is Eagle Bancorp Montana, Inc.'s return on equity?
Eagle Bancorp Montana, Inc. earned 8.5% on its shareholders' money over the last year, lower than 63% of Financial Services companies in United States.
How much does Eagle Bancorp Montana, Inc. owe compared with what it owns?
Eagle Bancorp Montana, Inc. owes $0.91 for every $1 it owns (high), higher than 85% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Eagle Bancorp Montana, Inc. pay a dividend?
Yes. Eagle Bancorp Montana, Inc. pays 2.82% of its share price as dividends a year, lower than 51% of dividend-paying Financial Services companies in United States.
Is Eagle Bancorp Montana, Inc.'s revenue growing?
Revenue rose 13% in the year to Dec 2025, and grew 1% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.