Eastern Bankshares, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Eastern Bankshares, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 12% in 3 years, but profit fell: $145 less profit per $100 of extra sales. Lower than 95% of Financial Services companies in United States.
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 88% of Financial Services companies in United States.
Growth Efficiency Ratio
−$145Sales grew 12% in 3 years, but profit fell: $145 less profit per $100 of extra sales.
Lower than 95% of Financial Services companies in United States.
Asset Productivity Ratio
+12% / +35%In 3 years sales changed by +12% while total assets changed by +35%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
96%Of every $100 the company owns, $96 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 70% of Financial Services companies in United States.
Tangible Net Worth Ratio
70%Of every $100 of net worth, $70 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 71% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Eastern Bankshares, Inc. owes $0.86 for every $1 it owns. Net profit fell 26% in the year to Dec 2025, and shrank 24% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
12.4Investors pay $12.4 for every $1 of Eastern Bankshares, Inc.'s yearly profit, lower than 53% of Financial Services companies in United States.
P/B ratio
1.18The share price is 1.18 times Eastern Bankshares, Inc.'s book value per share, lower than 59% of Financial Services companies in United States.
Market cap
$5.1 BThe total market value of all of Eastern Bankshares, Inc.'s shares at today's price (share price × number of shares), larger than 80% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$4.3 BWhat Eastern Bankshares, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$18.74Net worth divided by the number of shares. The share price of $22.11 is 1.2 times this, which is the P/B above.
Return on equity (ROE)
9.4%Eastern Bankshares, Inc. earned 9.4% on its shareholders' money over the last year, lower than 58% of Financial Services companies in United States.
Owes vs Owns
0.86×Eastern Bankshares, Inc. owes $0.86 for every $1 it owns (high), higher than 56% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.60%Eastern Bankshares, Inc. pays 2.60% of its share price as dividends a year, lower than 55% of dividend-paying Financial Services companies in United States.
Revenue growth
-0%Revenue fell 0% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Profit growth
-26%Net profit fell 26% in the year to Dec 2025, and shrank 24% a year on average over 3 years.
Profit margin
12.2%Eastern Bankshares, Inc. keeps $12 of every $100 of revenue as net profit.
Questions
What is Eastern Bankshares, Inc.'s P/E ratio?
Investors pay $12.4 for every $1 of Eastern Bankshares, Inc.'s yearly profit, lower than 53% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Eastern Bankshares, Inc.: $5.1 B ÷ $4.3 B (30 Jun 2026) = 1.2.
What is Eastern Bankshares, Inc.'s return on equity?
Eastern Bankshares, Inc. earned 9.4% on its shareholders' money over the last year, lower than 58% of Financial Services companies in United States.
How much does Eastern Bankshares, Inc. owe compared with what it owns?
Eastern Bankshares, Inc. owes $0.86 for every $1 it owns (high), higher than 56% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Eastern Bankshares, Inc. pay a dividend?
Yes. Eastern Bankshares, Inc. pays 2.60% of its share price as dividends a year, lower than 55% of dividend-paying Financial Services companies in United States.
Is Eastern Bankshares, Inc.'s revenue growing?
Revenue fell 0% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.