Ellington Credit Company
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Ellington Credit Company's yearly results (2021–2024), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Shareholder Slice Ratio: Share count rose 126% in 3 years, so each share's slice of the company became smaller. Bigger rise in share count than 93% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
—Data incomplete
Asset Productivity Ratio
—Data incomplete
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (10)
Ellington Credit Company made a loss over the last year. Ellington Credit Company owes $0.46 for every $1 it owns. Net profit rose 44% in the year to Dec 2024.
Compared with Financial Services companies in United States · latest annual results Dec 2024.
P/E ratio
LossEllington Credit Company made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
0.63The share price is 0.63 times Ellington Credit Company's book value per share, lower than 92% of Financial Services companies in United States.
Market cap
$141 MThe total market value of all of Ellington Credit Company's shares at today's price (share price × number of shares), smaller than 87% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$225 MWhat Ellington Credit Company would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Sep 2025).
Book value per share
$5.73Net worth divided by the number of shares. The share price of $3.58 is 0.6 times this, which is the P/B above.
Owes vs Owns
0.46×Ellington Credit Company owes $0.46 for every $1 it owns (low), lower than 73% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
27.43%Ellington Credit Company pays 27.43% of its share price as dividends a year, higher than almost all dividend-paying Financial Services companies in United States.
Revenue growth
+57%Revenue rose 57% in the year to Dec 2024.
Profit growth
+44%Net profit rose 44% in the year to Dec 2024.
Profit margin
41.5%Ellington Credit Company keeps $41 of every $100 of revenue as net profit.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Ellington Credit Company: $141 M ÷ $225 M (30 Sep 2025) = 0.6.
How much does Ellington Credit Company owe compared with what it owns?
Ellington Credit Company owes $0.46 for every $1 it owns (low), lower than 73% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Ellington Credit Company pay a dividend?
Yes. Ellington Credit Company pays 27.43% of its share price as dividends a year, higher than almost all dividend-paying Financial Services companies in United States.
Is Ellington Credit Company's revenue growing?
Revenue rose 57% in the year to Dec 2024.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.