Deluxe Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Deluxe Corporation's yearly results (2022–2025), compared with Industrials companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Goodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative. Less tangible than 96% of Industrials companies in United States.
- Profit Cash Ratio: Over the last 3 years, every $100 of reported profit came with $412 of operating cash. Higher than 95% of Industrials companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $38 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. Less tangible than 92% of Industrials companies in United States.
Where $100 of sales goes
Latest year (Dec 2025). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
$412Over the last 3 years, every $100 of reported profit came with $412 of operating cash.
Higher than 95% of Industrials companies in United States.
Self-Funding Ratio
2.3×Over the last 3 years its own operating cash covered its investment spending (capex) 2.3 times.
Lower than 54% of Industrials companies in United States.
Cash Locked Ratio
$4For every $100 of sales, $4 is tied up in day-to-day operations (money owed by customers + stock − money owed to suppliers), against $6 tied up three years earlier.
Less money tied up than 90% of Industrials companies in United States.
Growth quality
Steadiness Ratio
1/3 · 2/3Sales grew in 1 of the last 3 years; profit grew in 2 of 3.
Less steady than 60% of Industrials companies in United States.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by -5% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
-5% / -7%In 3 years sales changed by -5% while total assets changed by -7%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
16.6×Debt due within a year is covered 16.6 times by its yearly operating cash.
Higher than 78% of Industrials companies in United States.
Cash Cushion Ratio
1.3× debtDebt, after subtracting cash, is 1.3 times its market value (net debt).
Lower than 91% of Industrials companies in United States.
Tangible Assets Ratio
38%Of every $100 the company owns, $38 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 92% of Industrials companies in United States.
Tangible Net Worth Ratio
NegativeGoodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative.
Less tangible than 96% of Industrials companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (14)
Deluxe Corporation owes $0.72 for every $1 it owns. Net profit rose 55% in the year to Dec 2025, and grew 8% a year on average over 3 years.
Compared with Industrials companies in United States · latest annual results Dec 2025.
P/E ratio
10.9Investors pay $10.9 for every $1 of Deluxe Corporation's yearly profit, lower than 92% of Industrials companies in United States.
P/B ratio
1.55The share price is 1.55 times Deluxe Corporation's book value per share, lower than 70% of Industrials companies in United States.
Market cap
$1.1 BThe total market value of all of Deluxe Corporation's shares at today's price (share price × number of shares), smaller than 55% of Industrials companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$708 MWhat Deluxe Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$15.43Net worth divided by the number of shares. The share price of $23.87 is 1.5 times this, which is the P/B above.
Return on equity (ROE)
15.0%Deluxe Corporation earned 15.0% on its shareholders' money over the last year, higher than 68% of Industrials companies in United States.
Owes vs Owns
0.72×Deluxe Corporation owes $0.72 for every $1 it owns (moderate), higher than 77% of Industrials companies in United States.
Dividend yield
5.23%Deluxe Corporation pays 5.23% of its share price as dividends a year, higher than 95% of dividend-paying Industrials companies in United States.
Revenue growth
+1%Revenue rose 1% in the year to Dec 2025, and shrank 2% a year on average over 3 years.
Profit growth
+55%Net profit rose 55% in the year to Dec 2025, and grew 8% a year on average over 3 years.
Profit margin
3.8%Deluxe Corporation keeps $4 of every $100 of revenue as net profit.
Cash quality
3.3×Cash from Deluxe Corporation's business was 3.3× its reported profit in the year to Dec 2025 — its profit turned into cash.
Interest cover
2.1×Deluxe Corporation's operating profit covered its interest costs 2.1 times in the year to Dec 2025.
Cash vs debt
Net debtDeluxe Corporation had $1.4 B more debt than cash (net debt) at Dec 2025.
Questions
What is Deluxe Corporation's P/E ratio?
Investors pay $10.9 for every $1 of Deluxe Corporation's yearly profit, lower than 92% of Industrials companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Deluxe Corporation: $1.1 B ÷ $708 M (30 Jun 2026) = 1.5.
What is Deluxe Corporation's return on equity?
Deluxe Corporation earned 15.0% on its shareholders' money over the last year, higher than 68% of Industrials companies in United States.
How much does Deluxe Corporation owe compared with what it owns?
Deluxe Corporation owes $0.72 for every $1 it owns (moderate), higher than 77% of Industrials companies in United States.
Does Deluxe Corporation pay a dividend?
Yes. Deluxe Corporation pays 5.23% of its share price as dividends a year, higher than 95% of dividend-paying Industrials companies in United States.
Is Deluxe Corporation's revenue growing?
Revenue rose 1% in the year to Dec 2025, and shrank 2% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.