Dhanlaxmi Bank Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Dhanlaxmi Bank Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
What stands out
- Shareholder Slice Ratio: Share count rose 27% in 3 years, so each share's slice of the company became smaller. Bigger rise in share count than 88% of Financial Services companies in India.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹22Sales grew 43% in 3 years; of every extra ₹100 of sales, ₹22 became extra profit.
Lower than 52% of Financial Services companies in India.
Asset Productivity Ratio
+43% / +40%In 3 years sales changed by +43% while total assets changed by +40%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Dhanlaxmi Bank Limited owes ₹0.93 for every ₹1 it owns. Net profit rose 54% in the year to Mar 2026, and grew 28% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
12.7Investors pay ₹12.7 for every ₹1 of Dhanlaxmi Bank Limited's yearly profit, lower than 61% of Financial Services companies in India.
P/B ratio
0.97The share price is 0.97 times Dhanlaxmi Bank Limited's book value per share, lower than 67% of Financial Services companies in India.
Market cap
₹1,464 CrThe total market value of all of Dhanlaxmi Bank Limited's shares at today's price (share price × number of shares), smaller than 62% of Financial Services companies in India. PosiCap size class: Mini Cap.
Net worth (book value)
₹1,513 CrWhat Dhanlaxmi Bank Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
₹38.34Net worth divided by the number of shares. The share price of ₹37.09 is 1.0 times this, which is the P/B above.
Return on equity (ROE)
7.9%Dhanlaxmi Bank Limited earned 7.9% on its shareholders' money over the last year, lower than 65% of Financial Services companies in India.
Owes vs Owns
0.93×Dhanlaxmi Bank Limited owes ₹0.93 for every ₹1 it owns (high), higher than 94% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
NoneDhanlaxmi Bank Limited does not currently pay a dividend.
Revenue growth
+24%Revenue rose 24% in the year to Mar 2026, and grew 13% a year on average over 3 years.
Profit growth
+54%Net profit rose 54% in the year to Mar 2026, and grew 28% a year on average over 3 years.
Profit margin
13.1%Dhanlaxmi Bank Limited keeps ₹13 of every ₹100 of revenue as net profit.
Questions
What is Dhanlaxmi Bank Limited's P/E ratio?
Investors pay ₹12.7 for every ₹1 of Dhanlaxmi Bank Limited's yearly profit, lower than 61% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Dhanlaxmi Bank Limited: ₹1,464 Cr ÷ ₹1,513 Cr (30 Jun 2026) = 1.0.
What is Dhanlaxmi Bank Limited's return on equity?
Dhanlaxmi Bank Limited earned 7.9% on its shareholders' money over the last year, lower than 65% of Financial Services companies in India.
How much does Dhanlaxmi Bank Limited owe compared with what it owns?
Dhanlaxmi Bank Limited owes ₹0.93 for every ₹1 it owns (high), higher than 94% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Dhanlaxmi Bank Limited pay a dividend?
No. Dhanlaxmi Bank Limited does not currently pay a dividend.
Is Dhanlaxmi Bank Limited's revenue growing?
Revenue rose 24% in the year to Mar 2026, and grew 13% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.