Donegal Group Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Donegal Group Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Of every $100 of net worth, $99 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 91% of Financial Services companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 86% of Financial Services companies in United States.
- Growth Efficiency Ratio: Sales grew 15% in 3 years; of every extra $100 of sales, $63 became extra profit. Higher than 85% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 3/3Sales grew in 2 of the last 3 years; profit grew in 3 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$63Sales grew 15% in 3 years; of every extra $100 of sales, $63 became extra profit.
Higher than 85% of Financial Services companies in United States.
Asset Productivity Ratio
+15% / +6%In 3 years sales changed by +15% while total assets changed by +6%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 86% of Financial Services companies in United States.
Tangible Net Worth Ratio
99%Of every $100 of net worth, $99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 91% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Donegal Group Inc. owes $0.73 for every $1 it owns. Net profit rose 56% in the year to Dec 2025.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
12.5Investors pay $12.5 for every $1 of Donegal Group Inc.'s yearly profit, lower than 51% of Financial Services companies in United States.
P/B ratio
1.34The share price is 1.34 times Donegal Group Inc.'s book value per share, higher than 55% of Financial Services companies in United States.
Market cap
$890 MThe total market value of all of Donegal Group Inc.'s shares at today's price (share price × number of shares), larger than 54% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$666 MWhat Donegal Group Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$17.95Net worth divided by the number of shares. The share price of $23.99 is 1.3 times this, which is the P/B above.
Return on equity (ROE)
11.2%Donegal Group Inc. earned 11.2% on its shareholders' money over the last year, higher than 55% of Financial Services companies in United States.
Owes vs Owns
0.73×Donegal Group Inc. owes $0.73 for every $1 it owns (moderate), lower than 59% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.90%Donegal Group Inc. pays 2.90% of its share price as dividends a year, higher than 52% of dividend-paying Financial Services companies in United States.
Revenue growth
-1%Revenue fell 1% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Profit growth
+56%Net profit rose 56% in the year to Dec 2025.
Profit margin
8.1%Donegal Group Inc. keeps $8 of every $100 of revenue as net profit.
Questions
What is Donegal Group Inc.'s P/E ratio?
Investors pay $12.5 for every $1 of Donegal Group Inc.'s yearly profit, lower than 51% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Donegal Group Inc.: $890 M ÷ $666 M (30 Jun 2026) = 1.3.
What is Donegal Group Inc.'s return on equity?
Donegal Group Inc. earned 11.2% on its shareholders' money over the last year, higher than 55% of Financial Services companies in United States.
How much does Donegal Group Inc. owe compared with what it owns?
Donegal Group Inc. owes $0.73 for every $1 it owns (moderate), lower than 59% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Donegal Group Inc. pay a dividend?
Yes. Donegal Group Inc. pays 2.90% of its share price as dividends a year, higher than 52% of dividend-paying Financial Services companies in United States.
Is Donegal Group Inc.'s revenue growing?
Revenue fell 1% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.