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PosiFunda · Fundamentals

Definity Financial Corporation

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from Definity Financial Corporation's yearly results (2022–2025), compared with Financial Services companies in Canada. Tap ? on any ratio for what it means.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

3/3 · 2/3

Sales grew in 3 of the last 3 years; profit grew in 2 of 3.

Steadier than 77% of Financial Services companies in Canada.

Growth Efficiency Ratio

C$16

Sales grew 63% in 3 years; of every extra C$100 of sales, C$16 became extra profit.

Lower than 62% of Financial Services companies in Canada.

Asset Productivity Ratio

+63% / +40%

In 3 years sales changed by +63% while total assets changed by +40%. Sales grew faster than assets.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

84%

Of every C$100 the company owns, C$84 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

Less tangible than 83% of Financial Services companies in Canada.

Tangible Net Worth Ratio

61%

Of every C$100 of net worth, C$61 is tangible; the rest is goodwill and other intangibles, often from buying other companies.

Less tangible than 57% of Financial Services companies in Canada.

Shareholders

Shareholder Slice Ratio

+5%

Share count rose 5% in 3 years, so each share's slice of the company became smaller. Dividends paid equalled 19% of profit over the same period.

Bigger rise in share count than 69% of Financial Services companies in Canada.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

Definity Financial Corporation owes C$0.67 for every C$1 it owns. Net profit fell 3% in the year to Dec 2025, and grew 56% a year on average over 3 years.

Compared with Financial Services companies in Canada · latest annual results Dec 2025.

P/E ratio

18.6

Investors pay C$18.6 for every C$1 of Definity Financial Corporation's yearly profit, higher than 77% of Financial Services companies in Canada.

P/B ratio

2.03

The share price is 2.03 times Definity Financial Corporation's book value per share, higher than 62% of Financial Services companies in Canada.

Market cap

C$8.5 B

The total market value of all of Definity Financial Corporation's shares at today's price (share price × number of shares), larger than 84% of Financial Services companies in Canada. PosiCap size class: Meso Cap.

Net worth (book value)

C$4.2 B

What Definity Financial Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).

Book value per share

C$35.00

Net worth divided by the number of shares. The share price of C$71.16 is 2.0 times this, which is the P/B above.

Return on equity (ROE)

11.3%

Definity Financial Corporation earned 11.3% on its shareholders' money over the last year, higher than 56% of Financial Services companies in Canada.

Owes vs Owns

0.67×

Definity Financial Corporation owes C$0.67 for every C$1 it owns (moderate), higher than 60% of Financial Services companies in Canada. Banks and lenders usually show higher figures.

Dividend yield

1.21%

Definity Financial Corporation pays 1.21% of its share price as dividends a year, lower than 84% of dividend-paying Financial Services companies in Canada.

Revenue growth

+8%

Revenue rose 8% in the year to Dec 2025, and grew 18% a year on average over 3 years.

Profit growth

-3%

Net profit fell 3% in the year to Dec 2025, and grew 56% a year on average over 3 years.

Profit margin

8.6%

Definity Financial Corporation keeps C$9 of every C$100 of revenue as net profit.

Questions

What is Definity Financial Corporation's P/E ratio?

Investors pay C$18.6 for every C$1 of Definity Financial Corporation's yearly profit, higher than 77% of Financial Services companies in Canada.

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For Definity Financial Corporation: C$8.5 B ÷ C$4.2 B (30 Jun 2026) = 2.0.

What is Definity Financial Corporation's return on equity?

Definity Financial Corporation earned 11.3% on its shareholders' money over the last year, higher than 56% of Financial Services companies in Canada.

How much does Definity Financial Corporation owe compared with what it owns?

Definity Financial Corporation owes C$0.67 for every C$1 it owns (moderate), higher than 60% of Financial Services companies in Canada. Banks and lenders usually show higher figures.

Does Definity Financial Corporation pay a dividend?

Yes. Definity Financial Corporation pays 1.21% of its share price as dividends a year, lower than 84% of dividend-paying Financial Services companies in Canada.

Is Definity Financial Corporation's revenue growing?

Revenue rose 8% in the year to Dec 2025, and grew 18% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

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