Dream Finders Homes, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Dream Finders Homes, Inc.'s yearly results (2022–2025), compared with Consumer Cyclical companies in United States. Tap ? on any ratio for what it means.
What stands out
- Profit Cash Ratio: Over the last 3 years, every $100 of reported profit came with $2 of operating cash. Lower than almost all Consumer Cyclical companies in United States.
- Cash Locked Ratio: For every $100 of sales, $45 is tied up in day-to-day operations (money owed by customers + stock − money owed to suppliers), against $39 tied up three years earlier. More money tied up than 91% of Consumer Cyclical companies in United States.
Cash quality
Profit Cash Ratio
$2Over the last 3 years, every $100 of reported profit came with $2 of operating cash.
Lower than almost all Consumer Cyclical companies in United States.
Self-Funding Ratio
0.3×Over the last 3 years its own operating cash paid for 30% of its investment spending (capex); the rest came from other sources such as borrowing, cash reserves or new shares.
Lower than 83% of Consumer Cyclical companies in United States.
Cash Locked Ratio
$45For every $100 of sales, $45 is tied up in day-to-day operations (money owed by customers + stock − money owed to suppliers), against $39 tied up three years earlier.
More money tied up than 91% of Consumer Cyclical companies in United States.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 68% of Consumer Cyclical companies in United States.
Growth Efficiency Ratio
−$5Sales grew 29% in 3 years, but profit fell: $5 less profit per $100 of extra sales.
Lower than 67% of Consumer Cyclical companies in United States.
Asset Productivity Ratio
+29% / +57%In 3 years sales changed by +29% while total assets changed by +57%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
-0.1×Operating cash was negative last year, while some debt falls due within a year.
Lower than 83% of Consumer Cyclical companies in United States.
Cash Cushion Ratio
1.5× debtDebt, after subtracting cash, is 1.5 times its market value (net debt).
Lower than 81% of Consumer Cyclical companies in United States.
Tangible Assets Ratio
90%Of every $100 the company owns, $90 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 60% of Consumer Cyclical companies in United States.
Tangible Net Worth Ratio
76%Of every $100 of net worth, $76 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 62% of Consumer Cyclical companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (13)
Dream Finders Homes, Inc. owes $0.59 for every $1 it owns. Net profit fell 35% in the year to Dec 2025, and shrank 6% a year on average over 3 years.
Compared with Consumer Cyclical companies in United States · latest annual results Dec 2025.
P/E ratio
7.1Investors pay $7.1 for every $1 of Dream Finders Homes, Inc.'s yearly profit, lower than 94% of Consumer Cyclical companies in United States.
P/B ratio
0.58The share price is 0.58 times Dream Finders Homes, Inc.'s book value per share, lower than 92% of Consumer Cyclical companies in United States.
Market cap
$916 MThe total market value of all of Dream Finders Homes, Inc.'s shares at today's price (share price × number of shares), smaller than 56% of Consumer Cyclical companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$1.6 BWhat Dream Finders Homes, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$17.46Net worth divided by the number of shares. The share price of $10.12 is 0.6 times this, which is the P/B above.
Return on equity (ROE)
9.4%Dream Finders Homes, Inc. earned 9.4% on its shareholders' money over the last year, higher than 55% of Consumer Cyclical companies in United States.
Owes vs Owns
0.59×Dream Finders Homes, Inc. owes $0.59 for every $1 it owns (moderate), lower than 60% of Consumer Cyclical companies in United States.
Dividend yield
NoneDream Finders Homes, Inc. does not currently pay a dividend.
Revenue growth
-3%Revenue fell 3% in the year to Dec 2025, and grew 9% a year on average over 3 years.
Profit growth
-35%Net profit fell 35% in the year to Dec 2025, and shrank 6% a year on average over 3 years.
Profit margin
5.0%Dream Finders Homes, Inc. keeps $5 of every $100 of revenue as net profit.
Cash quality
-0.5×Cash from Dream Finders Homes, Inc.'s business was -0.5× its reported profit in the year to Dec 2025 — the business used cash even though it reported a profit.
Cash vs debt
Net debtDream Finders Homes, Inc. had $1.4 B more debt than cash (net debt) at Dec 2025.
Questions
What is Dream Finders Homes, Inc.'s P/E ratio?
Investors pay $7.1 for every $1 of Dream Finders Homes, Inc.'s yearly profit, lower than 94% of Consumer Cyclical companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Dream Finders Homes, Inc.: $916 M ÷ $1.6 B (30 Jun 2026) = 0.6.
What is Dream Finders Homes, Inc.'s return on equity?
Dream Finders Homes, Inc. earned 9.4% on its shareholders' money over the last year, higher than 55% of Consumer Cyclical companies in United States.
How much does Dream Finders Homes, Inc. owe compared with what it owns?
Dream Finders Homes, Inc. owes $0.59 for every $1 it owns (moderate), lower than 60% of Consumer Cyclical companies in United States.
Does Dream Finders Homes, Inc. pay a dividend?
No. Dream Finders Homes, Inc. does not currently pay a dividend.
Is Dream Finders Homes, Inc.'s revenue growing?
Revenue fell 3% in the year to Dec 2025, and grew 9% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.