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PosiFunda · Fundamentals

DCB Bank Limited

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from DCB Bank Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

3/3 · 3/3

Sales and profit both grew in each of the last 3 years.

Steadier than 83% of Financial Services companies in India.

Growth Efficiency Ratio

₹22

Sales grew 56% in 3 years; of every extra ₹100 of sales, ₹22 became extra profit.

Lower than 51% of Financial Services companies in India.

Asset Productivity Ratio

+56% / +68%

In 3 years sales changed by +56% while total assets changed by +68%. Assets grew faster than sales.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

—

Data incomplete

Tangible Net Worth Ratio

—

Data incomplete

Shareholders

Shareholder Slice Ratio

+3%

Share count rose 3% in 3 years, so each share's slice of the company became smaller. Dividends paid equalled 6% of profit over the same period.

Bigger rise in share count than 67% of Financial Services companies in India.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

DCB Bank Limited owes ₹0.93 for every ₹1 it owns. Net profit rose 19% in the year to Mar 2026, and grew 16% a year on average over 3 years.

Compared with Financial Services companies in India · latest annual results Mar 2026.

P/E ratio

8.4

Investors pay ₹8.4 for every ₹1 of DCB Bank Limited's yearly profit, lower than 78% of Financial Services companies in India.

P/B ratio

1.02

The share price is 1.02 times DCB Bank Limited's book value per share, lower than 64% of Financial Services companies in India.

Market cap

₹6,640 Cr

The total market value of all of DCB Bank Limited's shares at today's price (share price × number of shares), larger than 52% of Financial Services companies in India. PosiCap size class: Mini Cap.

Net worth (book value)

₹6,535 Cr

What DCB Bank Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).

Book value per share

₹202.83

Net worth divided by the number of shares. The share price of ₹206.09 is 1.0 times this, which is the P/B above.

Return on equity (ROE)

12.1%

DCB Bank Limited earned 12.1% on its shareholders' money over the last year, higher than 54% of Financial Services companies in India.

Owes vs Owns

0.93×

DCB Bank Limited owes ₹0.93 for every ₹1 it owns (high), higher than 94% of Financial Services companies in India. Banks and lenders usually show higher figures.

Dividend yield

0.71%

DCB Bank Limited pays 0.71% of its share price as dividends a year, lower than 59% of dividend-paying Financial Services companies in India.

Revenue growth

+16%

Revenue rose 16% in the year to Mar 2026, and grew 16% a year on average over 3 years.

Profit growth

+19%

Net profit rose 19% in the year to Mar 2026, and grew 16% a year on average over 3 years.

Profit margin

22.1%

DCB Bank Limited keeps ₹22 of every ₹100 of revenue as net profit.

Questions

What is DCB Bank Limited's P/E ratio?

Investors pay ₹8.4 for every ₹1 of DCB Bank Limited's yearly profit, lower than 78% of Financial Services companies in India.

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For DCB Bank Limited: ₹6,640 Cr ÷ ₹6,535 Cr (31 Mar 2026) = 1.0.

What is DCB Bank Limited's return on equity?

DCB Bank Limited earned 12.1% on its shareholders' money over the last year, higher than 54% of Financial Services companies in India.

How much does DCB Bank Limited owe compared with what it owns?

DCB Bank Limited owes ₹0.93 for every ₹1 it owns (high), higher than 94% of Financial Services companies in India. Banks and lenders usually show higher figures.

Does DCB Bank Limited pay a dividend?

Yes. DCB Bank Limited pays 0.71% of its share price as dividends a year, lower than 59% of dividend-paying Financial Services companies in India.

Is DCB Bank Limited's revenue growing?

Revenue rose 16% in the year to Mar 2026, and grew 16% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.