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PosiPenta

Citizens Financial Services, Inc.

PosiPenta score
61.84 / 100
▼0.04 since last week
Week of 17 Oct 2026 · next update Sat 24 Oct

Citizens Financial Services, Inc. scores highest on Nitro (84) and lowest on Torque (42). Its PosiPenta is 61.84 out of 100, better than most similar companies.

On the Penta Grid this week, Citizens Financial Services, Inc. is Grid #76 of 778 in the Financial Services sector in United States, and Grid #442 of 4,000 in United States.

Compared with similar companies in the Financial Services sector in United States.

PENTA

The five pillars

PPriceValuation
72
Is the share cheap or expensive compared with similar companies?
Better than most similar companies
EEarningsGrowth
52
Are profits rising?
Around the middle of similar companies
NNitroMomentum
84
How strong is the price trend?
Much better than most similar companies
TTorqueDurability
42
How financially strong and resilient is the company?
Around the middle of similar companies
AAnchorStability and dividends
59
How steady is it, and does it pay dividends?
Around the middle of similar companies

Similar companies

CompanyPosiPentaPENTA
Citizens Financial Services, Inc.61.847252844259
Investar Holding Corporation57.146655664257
Chemung Financial Corporation60.024762825158
PCB Bancorp61.247637685867
First Carolina Financial Services, Inc.50.714757624444
Value Line, Inc.55.221649718259

Similar-sized companies in the same sector, this week. P Price · E Earnings · N Nitro · T Torque · A Anchor.

Details

PPrice

P/E ratio9.36
P/B ratio1.09

EEarnings

Trailing EPS₹809.81
Forward EPS₹834.44

NNitro

Price7580.04
52-week high8017.62
52-week low4958.33
Fall from 52-week high5.5%

TTorque

Return on equity (ROE)12.32%
Debt-to-equity0.87

AAnchor

Beta (price swings)0.39
Market cap₹3,645 Cr
Insider holding6.36%
Dividend yield2.58%

Figures as used for the week of 17 Oct 2026; today's figures on the company page may differ slightly.

Questions

What is Citizens Financial Services, Inc.'s PosiPenta score?

Citizens Financial Services, Inc.'s PosiPenta is 61.84 out of 100 for the week of 17 Oct 2026, based on 5 of 5 pillars.

Where does Citizens Financial Services, Inc. stand on the Penta Grid?

On the Penta Grid this week, Citizens Financial Services, Inc. is Grid #76 of 778 in the Financial Services sector in United States, and Grid #442 of 4,000 in United States.

Which PosiPenta pillar is strongest for Citizens Financial Services, Inc.?

Nitro (momentum), with a score of 84 out of 100: much better than most similar companies.

Which PosiPenta pillar is weakest for Citizens Financial Services, Inc.?

Torque (durability), with a score of 42 out of 100: around the middle of similar companies.

Has Citizens Financial Services, Inc.'s PosiPenta changed since last week?

Yes, it fell 0.04 points, from 61.88 to 61.84.

Five pillars, each scored 0–100 against similar companies, combined into one score and updated every Saturday. How PosiPenta works → See where every company stands this week, worldwide or by country and sector, ordered by PosiPenta or by any single pillar. Penta Grid →

PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.