CVB Financial Corp.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from CVB Financial Corp.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 88% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales fell 7%
Sales fell 7% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-7% / -5%In 3 years sales changed by -7% while total assets changed by -5%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
95%Of every $100 the company owns, $95 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 74% of Financial Services companies in United States.
Tangible Net Worth Ratio
66%Of every $100 of net worth, $66 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 74% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
CVB Financial Corp. owes $0.85 for every $1 it owns. Net profit rose 4% in the year to Dec 2025, and shrank 4% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
16.1Investors pay $16.1 for every $1 of CVB Financial Corp.'s yearly profit, higher than 68% of Financial Services companies in United States.
P/B ratio
1.28The share price is 1.28 times CVB Financial Corp.'s book value per share, lower than 51% of Financial Services companies in United States.
Market cap
$4.1 BThe total market value of all of CVB Financial Corp.'s shares at today's price (share price × number of shares), larger than 76% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$3.2 BWhat CVB Financial Corp. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$18.01Net worth divided by the number of shares. The share price of $23.05 is 1.3 times this, which is the P/B above.
Return on equity (ROE)
7.7%CVB Financial Corp. earned 7.7% on its shareholders' money over the last year, lower than 67% of Financial Services companies in United States.
Owes vs Owns
0.85×CVB Financial Corp. owes $0.85 for every $1 it owns (high), higher than 53% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
3.59%CVB Financial Corp. pays 3.59% of its share price as dividends a year, higher than 64% of dividend-paying Financial Services companies in United States.
Revenue growth
+8%Revenue rose 8% in the year to Dec 2025, and shrank 2% a year on average over 3 years.
Profit growth
+4%Net profit rose 4% in the year to Dec 2025, and shrank 4% a year on average over 3 years.
Profit margin
40.6%CVB Financial Corp. keeps $41 of every $100 of revenue as net profit.
Questions
What is CVB Financial Corp.'s P/E ratio?
Investors pay $16.1 for every $1 of CVB Financial Corp.'s yearly profit, higher than 68% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For CVB Financial Corp.: $4.1 B ÷ $3.2 B (30 Jun 2026) = 1.3.
What is CVB Financial Corp.'s return on equity?
CVB Financial Corp. earned 7.7% on its shareholders' money over the last year, lower than 67% of Financial Services companies in United States.
How much does CVB Financial Corp. owe compared with what it owns?
CVB Financial Corp. owes $0.85 for every $1 it owns (high), higher than 53% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does CVB Financial Corp. pay a dividend?
Yes. CVB Financial Corp. pays 3.59% of its share price as dividends a year, higher than 64% of dividend-paying Financial Services companies in United States.
Is CVB Financial Corp.'s revenue growing?
Revenue rose 8% in the year to Dec 2025, and shrank 2% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.