Customers Bancorp, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Customers Bancorp, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 97% of Financial Services companies in United States.
- Tangible Net Worth Ratio: Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 96% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
−$2Sales grew 27% in 3 years, but profit fell: $2 less profit per $100 of extra sales.
Lower than 78% of Financial Services companies in United States.
Asset Productivity Ratio
+27% / +19%In 3 years sales changed by +27% while total assets changed by +19%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 97% of Financial Services companies in United States.
Tangible Net Worth Ratio
100%Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 96% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Customers Bancorp, Inc. owes $0.92 for every $1 it owns. Net profit rose 23% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
9.6Investors pay $9.6 for every $1 of Customers Bancorp, Inc.'s yearly profit, lower than 82% of Financial Services companies in United States.
P/B ratio
1.21The share price is 1.21 times Customers Bancorp, Inc.'s book value per share, lower than 56% of Financial Services companies in United States.
Market cap
$2.7 BThe total market value of all of Customers Bancorp, Inc.'s shares at today's price (share price × number of shares), larger than 71% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$2.2 BWhat Customers Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$65.29Net worth divided by the number of shares. The share price of $78.73 is 1.2 times this, which is the P/B above.
Return on equity (ROE)
14.3%Customers Bancorp, Inc. earned 14.3% on its shareholders' money over the last year, higher than 73% of Financial Services companies in United States.
Owes vs Owns
0.92×Customers Bancorp, Inc. owes $0.92 for every $1 it owns (high), higher than 90% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneCustomers Bancorp, Inc. does not currently pay a dividend.
Revenue growth
+17%Revenue rose 17% in the year to Dec 2025, and grew 8% a year on average over 3 years.
Profit growth
+23%Net profit rose 23% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Profit margin
28.0%Customers Bancorp, Inc. keeps $28 of every $100 of revenue as net profit.
Questions
What is Customers Bancorp, Inc.'s P/E ratio?
Investors pay $9.6 for every $1 of Customers Bancorp, Inc.'s yearly profit, lower than 82% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Customers Bancorp, Inc.: $2.7 B ÷ $2.2 B (30 Jun 2026) = 1.2.
What is Customers Bancorp, Inc.'s return on equity?
Customers Bancorp, Inc. earned 14.3% on its shareholders' money over the last year, higher than 73% of Financial Services companies in United States.
How much does Customers Bancorp, Inc. owe compared with what it owns?
Customers Bancorp, Inc. owes $0.92 for every $1 it owns (high), higher than 90% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Customers Bancorp, Inc. pay a dividend?
No. Customers Bancorp, Inc. does not currently pay a dividend.
Is Customers Bancorp, Inc.'s revenue growing?
Revenue rose 17% in the year to Dec 2025, and grew 8% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.