City Union Bank Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from City Union Bank Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 3/3Sales grew in 2 of the last 3 years; profit grew in 3 of 3.
Steadier than 56% of Financial Services companies in India.
Growth Efficiency Ratio
₹44Sales grew 30% in 3 years; of every extra ₹100 of sales, ₹44 became extra profit.
Higher than 70% of Financial Services companies in India.
Asset Productivity Ratio
+30% / +46%In 3 years sales changed by +30% while total assets changed by +46%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
City Union Bank Limited owes ₹0.89 for every ₹1 it owns. Net profit rose 18% in the year to Mar 2026, and grew 12% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
16.0Investors pay ₹16.0 for every ₹1 of City Union Bank Limited's yearly profit, higher than 51% of Financial Services companies in India.
P/B ratio
2.12The share price is 2.12 times City Union Bank Limited's book value per share, higher than 64% of Financial Services companies in India.
Market cap
₹22,419 CrThe total market value of all of City Union Bank Limited's shares at today's price (share price × number of shares), larger than 66% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹10,565 CrWhat City Union Bank Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹106.63Net worth divided by the number of shares. The share price of ₹226.27 is 2.1 times this, which is the P/B above.
Return on equity (ROE)
13.2%City Union Bank Limited earned 13.2% on its shareholders' money over the last year, higher than 62% of Financial Services companies in India.
Owes vs Owns
0.89×City Union Bank Limited owes ₹0.89 for every ₹1 it owns (high), higher than 84% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
0.86%City Union Bank Limited pays 0.86% of its share price as dividends a year, lower than 55% of dividend-paying Financial Services companies in India.
Revenue growth
+20%Revenue rose 20% in the year to Mar 2026, and grew 9% a year on average over 3 years.
Profit growth
+18%Net profit rose 18% in the year to Mar 2026, and grew 12% a year on average over 3 years.
Profit margin
34.3%City Union Bank Limited keeps ₹34 of every ₹100 of revenue as net profit.
Questions
What is City Union Bank Limited's P/E ratio?
Investors pay ₹16.0 for every ₹1 of City Union Bank Limited's yearly profit, higher than 51% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For City Union Bank Limited: ₹22,419 Cr ÷ ₹10,565 Cr (31 Mar 2026) = 2.1.
What is City Union Bank Limited's return on equity?
City Union Bank Limited earned 13.2% on its shareholders' money over the last year, higher than 62% of Financial Services companies in India.
How much does City Union Bank Limited owe compared with what it owns?
City Union Bank Limited owes ₹0.89 for every ₹1 it owns (high), higher than 84% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does City Union Bank Limited pay a dividend?
Yes. City Union Bank Limited pays 0.86% of its share price as dividends a year, lower than 55% of dividend-paying Financial Services companies in India.
Is City Union Bank Limited's revenue growing?
Revenue rose 20% in the year to Mar 2026, and grew 9% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.