Community Trust Bancorp, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Community Trust Bancorp, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$29Sales grew 24% in 3 years; of every extra $100 of sales, $29 became extra profit.
Higher than 55% of Financial Services companies in United States.
Asset Productivity Ratio
+24% / +24%In 3 years sales changed by +24% while total assets changed by +24%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 67% of Financial Services companies in United States.
Tangible Net Worth Ratio
92%Of every $100 of net worth, $92 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 69% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Community Trust Bancorp, Inc. owes $0.87 for every $1 it owns. Net profit rose 18% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.7Investors pay $11.7 for every $1 of Community Trust Bancorp, Inc.'s yearly profit, lower than 62% of Financial Services companies in United States.
P/B ratio
1.45The share price is 1.45 times Community Trust Bancorp, Inc.'s book value per share, higher than 65% of Financial Services companies in United States.
Market cap
$1.3 BThe total market value of all of Community Trust Bancorp, Inc.'s shares at today's price (share price × number of shares), larger than 60% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$892 MWhat Community Trust Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$49.09Net worth divided by the number of shares. The share price of $71.09 is 1.4 times this, which is the P/B above.
Return on equity (ROE)
12.9%Community Trust Bancorp, Inc. earned 12.9% on its shareholders' money over the last year, higher than 66% of Financial Services companies in United States.
Owes vs Owns
0.87×Community Trust Bancorp, Inc. owes $0.87 for every $1 it owns (high), higher than 61% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
3.81%Community Trust Bancorp, Inc. pays 3.81% of its share price as dividends a year, higher than 66% of dividend-paying Financial Services companies in United States.
Revenue growth
+14%Revenue rose 14% in the year to Dec 2025, and grew 8% a year on average over 3 years.
Profit growth
+18%Net profit rose 18% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Profit margin
34.7%Community Trust Bancorp, Inc. keeps $35 of every $100 of revenue as net profit.
Questions
What is Community Trust Bancorp, Inc.'s P/E ratio?
Investors pay $11.7 for every $1 of Community Trust Bancorp, Inc.'s yearly profit, lower than 62% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Community Trust Bancorp, Inc.: $1.3 B ÷ $892 M (30 Jun 2026) = 1.4.
What is Community Trust Bancorp, Inc.'s return on equity?
Community Trust Bancorp, Inc. earned 12.9% on its shareholders' money over the last year, higher than 66% of Financial Services companies in United States.
How much does Community Trust Bancorp, Inc. owe compared with what it owns?
Community Trust Bancorp, Inc. owes $0.87 for every $1 it owns (high), higher than 61% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Community Trust Bancorp, Inc. pay a dividend?
Yes. Community Trust Bancorp, Inc. pays 3.81% of its share price as dividends a year, higher than 66% of dividend-paying Financial Services companies in United States.
Is Community Trust Bancorp, Inc.'s revenue growing?
Revenue rose 14% in the year to Dec 2025, and grew 8% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.