CSB Bank Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from CSB Bank Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹7Sales grew 76% in 3 years; of every extra ₹100 of sales, ₹7 became extra profit.
Lower than 69% of Financial Services companies in India.
Asset Productivity Ratio
+76% / +98%In 3 years sales changed by +76% while total assets changed by +98%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
CSB Bank Limited owes ₹0.92 for every ₹1 it owns. Net profit rose 7% in the year to Mar 2026, and grew 5% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
8.0Investors pay ₹8.0 for every ₹1 of CSB Bank Limited's yearly profit, lower than 80% of Financial Services companies in India.
P/B ratio
1.06The share price is 1.06 times CSB Bank Limited's book value per share, lower than 62% of Financial Services companies in India.
Market cap
₹5,197 CrThe total market value of all of CSB Bank Limited's shares at today's price (share price × number of shares), larger than 51% of Financial Services companies in India. PosiCap size class: Mini Cap.
Net worth (book value)
₹4,894 CrWhat CSB Bank Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹287.99Net worth divided by the number of shares. The share price of ₹305.80 is 1.1 times this, which is the P/B above.
Return on equity (ROE)
13.6%CSB Bank Limited earned 13.6% on its shareholders' money over the last year, higher than 64% of Financial Services companies in India.
Owes vs Owns
0.92×CSB Bank Limited owes ₹0.92 for every ₹1 it owns (high), higher than 89% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
NoneCSB Bank Limited does not currently pay a dividend.
Revenue growth
+18%Revenue rose 18% in the year to Mar 2026, and grew 21% a year on average over 3 years.
Profit growth
+7%Net profit rose 7% in the year to Mar 2026, and grew 5% a year on average over 3 years.
Profit margin
21.9%CSB Bank Limited keeps ₹22 of every ₹100 of revenue as net profit.
Questions
What is CSB Bank Limited's P/E ratio?
Investors pay ₹8.0 for every ₹1 of CSB Bank Limited's yearly profit, lower than 80% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For CSB Bank Limited: ₹5,197 Cr ÷ ₹4,894 Cr (31 Mar 2026) = 1.1.
What is CSB Bank Limited's return on equity?
CSB Bank Limited earned 13.6% on its shareholders' money over the last year, higher than 64% of Financial Services companies in India.
How much does CSB Bank Limited owe compared with what it owns?
CSB Bank Limited owes ₹0.92 for every ₹1 it owns (high), higher than 89% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does CSB Bank Limited pay a dividend?
No. CSB Bank Limited does not currently pay a dividend.
Is CSB Bank Limited's revenue growing?
Revenue rose 18% in the year to Mar 2026, and grew 21% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.