Central Pacific Financial Corp.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Central Pacific Financial Corp.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 91% of Financial Services companies in United States.
- Tangible Net Worth Ratio: Of every $100 of net worth, $99 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 89% of Financial Services companies in United States.
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 88% of Financial Services companies in United States.
Growth Efficiency Ratio
$12Sales grew 11% in 3 years; of every extra $100 of sales, $12 became extra profit.
Lower than 64% of Financial Services companies in United States.
Asset Productivity Ratio
+11% / -0%In 3 years sales changed by +11% while total assets changed by -0%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 91% of Financial Services companies in United States.
Tangible Net Worth Ratio
99%Of every $100 of net worth, $99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 89% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Central Pacific Financial Corp. owes $0.92 for every $1 it owns. Net profit rose 45% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
12.1Investors pay $12.1 for every $1 of Central Pacific Financial Corp.'s yearly profit, lower than 56% of Financial Services companies in United States.
P/B ratio
1.63The share price is 1.63 times Central Pacific Financial Corp.'s book value per share, higher than 73% of Financial Services companies in United States.
Market cap
$972 MThe total market value of all of Central Pacific Financial Corp.'s shares at today's price (share price × number of shares), larger than 55% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$596 MWhat Central Pacific Financial Corp. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$23.16Net worth divided by the number of shares. The share price of $37.77 is 1.6 times this, which is the P/B above.
Return on equity (ROE)
14.2%Central Pacific Financial Corp. earned 14.2% on its shareholders' money over the last year, higher than 72% of Financial Services companies in United States.
Owes vs Owns
0.92×Central Pacific Financial Corp. owes $0.92 for every $1 it owns (high), higher than 91% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
3.26%Central Pacific Financial Corp. pays 3.26% of its share price as dividends a year, higher than 59% of dividend-paying Financial Services companies in United States.
Revenue growth
+17%Revenue rose 17% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Profit growth
+45%Net profit rose 45% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Profit margin
26.9%Central Pacific Financial Corp. keeps $27 of every $100 of revenue as net profit.
Questions
What is Central Pacific Financial Corp.'s P/E ratio?
Investors pay $12.1 for every $1 of Central Pacific Financial Corp.'s yearly profit, lower than 56% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Central Pacific Financial Corp.: $972 M ÷ $596 M (30 Jun 2026) = 1.6.
What is Central Pacific Financial Corp.'s return on equity?
Central Pacific Financial Corp. earned 14.2% on its shareholders' money over the last year, higher than 72% of Financial Services companies in United States.
How much does Central Pacific Financial Corp. owe compared with what it owns?
Central Pacific Financial Corp. owes $0.92 for every $1 it owns (high), higher than 91% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Central Pacific Financial Corp. pay a dividend?
Yes. Central Pacific Financial Corp. pays 3.26% of its share price as dividends a year, higher than 59% of dividend-paying Financial Services companies in United States.
Is Central Pacific Financial Corp.'s revenue growing?
Revenue rose 17% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.