CoastalSouth Bancshares, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from CoastalSouth Bancshares, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Of every $100 of net worth, $98 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 86% of Financial Services companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 86% of Financial Services companies in United States.
- Shareholder Slice Ratio: Share count rose 34% in 3 years, so each share's slice of the company became smaller. Bigger rise in share count than 85% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
$38Sales grew 28% in 3 years; of every extra $100 of sales, $38 became extra profit.
Higher than 65% of Financial Services companies in United States.
Asset Productivity Ratio
+28% / +26%In 3 years sales changed by +28% while total assets changed by +26%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 86% of Financial Services companies in United States.
Tangible Net Worth Ratio
98%Of every $100 of net worth, $98 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 86% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
CoastalSouth Bancshares, Inc. owes $0.89 for every $1 it owns. Net profit rose 14% in the year to Dec 2025, and grew 11% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.6Investors pay $11.6 for every $1 of CoastalSouth Bancshares, Inc.'s yearly profit, lower than 63% of Financial Services companies in United States.
P/B ratio
1.23The share price is 1.23 times CoastalSouth Bancshares, Inc.'s book value per share, lower than 54% of Financial Services companies in United States.
Market cap
$332 MThe total market value of all of CoastalSouth Bancshares, Inc.'s shares at today's price (share price × number of shares), smaller than 69% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$270 MWhat CoastalSouth Bancshares, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$22.56Net worth divided by the number of shares. The share price of $27.80 is 1.2 times this, which is the P/B above.
Return on equity (ROE)
11.5%CoastalSouth Bancshares, Inc. earned 11.5% on its shareholders' money over the last year, higher than 57% of Financial Services companies in United States.
Owes vs Owns
0.89×CoastalSouth Bancshares, Inc. owes $0.89 for every $1 it owns (high), higher than 72% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
0.88%CoastalSouth Bancshares, Inc. pays 0.88% of its share price as dividends a year, lower than 91% of dividend-paying Financial Services companies in United States.
Revenue growth
+17%Revenue rose 17% in the year to Dec 2025, and grew 9% a year on average over 3 years.
Profit growth
+14%Net profit rose 14% in the year to Dec 2025, and grew 11% a year on average over 3 years.
Profit margin
30.7%CoastalSouth Bancshares, Inc. keeps $31 of every $100 of revenue as net profit.
Questions
What is CoastalSouth Bancshares, Inc.'s P/E ratio?
Investors pay $11.6 for every $1 of CoastalSouth Bancshares, Inc.'s yearly profit, lower than 63% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For CoastalSouth Bancshares, Inc.: $332 M ÷ $270 M (30 Jun 2026) = 1.2.
What is CoastalSouth Bancshares, Inc.'s return on equity?
CoastalSouth Bancshares, Inc. earned 11.5% on its shareholders' money over the last year, higher than 57% of Financial Services companies in United States.
How much does CoastalSouth Bancshares, Inc. owe compared with what it owns?
CoastalSouth Bancshares, Inc. owes $0.89 for every $1 it owns (high), higher than 72% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does CoastalSouth Bancshares, Inc. pay a dividend?
Yes. CoastalSouth Bancshares, Inc. pays 0.88% of its share price as dividends a year, lower than 91% of dividend-paying Financial Services companies in United States.
Is CoastalSouth Bancshares, Inc.'s revenue growing?
Revenue rose 17% in the year to Dec 2025, and grew 9% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.