Columbia Banking System, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Columbia Banking System, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Shareholder Slice Ratio: Share count rose 36% in 3 years, so each share's slice of the company became smaller. Dividends paid equalled 63% of profit over the same period. Bigger rise in share count than 85% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 3/3Sales grew in 2 of the last 3 years; profit grew in 3 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$21Sales grew 81% in 3 years; of every extra $100 of sales, $21 became extra profit.
Lower than 54% of Financial Services companies in United States.
Asset Productivity Ratio
+81% / +110%In 3 years sales changed by +81% while total assets changed by +110%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
97%Of every $100 the company owns, $97 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 64% of Financial Services companies in United States.
Tangible Net Worth Ratio
72%Of every $100 of net worth, $72 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 69% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Columbia Banking System, Inc. owes $0.88 for every $1 it owns. Net profit rose 3% in the year to Dec 2025, and grew 18% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.7Investors pay $11.7 for every $1 of Columbia Banking System, Inc.'s yearly profit, lower than 62% of Financial Services companies in United States.
P/B ratio
1.12The share price is 1.12 times Columbia Banking System, Inc.'s book value per share, lower than 63% of Financial Services companies in United States.
Market cap
$8.5 BThe total market value of all of Columbia Banking System, Inc.'s shares at today's price (share price × number of shares), larger than 85% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$7.6 BWhat Columbia Banking System, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$26.69Net worth divided by the number of shares. The share price of $29.89 is 1.1 times this, which is the P/B above.
Return on equity (ROE)
11.0%Columbia Banking System, Inc. earned 11.0% on its shareholders' money over the last year, higher than 53% of Financial Services companies in United States.
Owes vs Owns
0.88×Columbia Banking System, Inc. owes $0.88 for every $1 it owns (high), higher than 68% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
5.07%Columbia Banking System, Inc. pays 5.07% of its share price as dividends a year, higher than 76% of dividend-paying Financial Services companies in United States.
Revenue growth
+19%Revenue rose 19% in the year to Dec 2025, and grew 22% a year on average over 3 years.
Profit growth
+3%Net profit rose 3% in the year to Dec 2025, and grew 18% a year on average over 3 years.
Profit margin
23.9%Columbia Banking System, Inc. keeps $24 of every $100 of revenue as net profit.
Questions
What is Columbia Banking System, Inc.'s P/E ratio?
Investors pay $11.7 for every $1 of Columbia Banking System, Inc.'s yearly profit, lower than 62% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Columbia Banking System, Inc.: $8.5 B ÷ $7.6 B (30 Jun 2026) = 1.1.
What is Columbia Banking System, Inc.'s return on equity?
Columbia Banking System, Inc. earned 11.0% on its shareholders' money over the last year, higher than 53% of Financial Services companies in United States.
How much does Columbia Banking System, Inc. owe compared with what it owns?
Columbia Banking System, Inc. owes $0.88 for every $1 it owns (high), higher than 68% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Columbia Banking System, Inc. pay a dividend?
Yes. Columbia Banking System, Inc. pays 5.07% of its share price as dividends a year, higher than 76% of dividend-paying Financial Services companies in United States.
Is Columbia Banking System, Inc.'s revenue growing?
Revenue rose 19% in the year to Dec 2025, and grew 22% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.