Capital One Financial Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Capital One Financial Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Shareholder Slice Ratio: Share count rose 64% in 3 years, so each share's slice of the company became smaller. Dividends paid equalled 34% of profit over the same period. Bigger rise in share count than 89% of Financial Services companies in United States.
- Growth Efficiency Ratio: Sales grew 56% in 3 years, but profit fell: $26 less profit per $100 of extra sales. Lower than 87% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 0/3Sales grew in 3 of the last 3 years; profit grew in 0 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
−$26Sales grew 56% in 3 years, but profit fell: $26 less profit per $100 of extra sales.
Lower than 87% of Financial Services companies in United States.
Asset Productivity Ratio
+56% / +47%In 3 years sales changed by +56% while total assets changed by +47%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
93%Of every $100 the company owns, $93 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 78% of Financial Services companies in United States.
Tangible Net Worth Ratio
60%Of every $100 of net worth, $60 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 80% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Capital One Financial Corporation owes $0.83 for every $1 it owns. Net profit fell 48% in the year to Dec 2025, and shrank 31% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
12.5Investors pay $12.5 for every $1 of Capital One Financial Corporation's yearly profit, lower than 51% of Financial Services companies in United States.
P/B ratio
1.10The share price is 1.10 times Capital One Financial Corporation's book value per share, lower than 64% of Financial Services companies in United States.
Market cap
$124.8 BThe total market value of all of Capital One Financial Corporation's shares at today's price (share price × number of shares), larger than 98% of Financial Services companies in United States. PosiCap size class: Tito Cap.
Net worth (book value)
$113.8 BWhat Capital One Financial Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$185.49Net worth divided by the number of shares. The share price of $203.43 is 1.1 times this, which is the P/B above.
Return on equity (ROE)
9.4%Capital One Financial Corporation earned 9.4% on its shareholders' money over the last year, lower than 58% of Financial Services companies in United States.
Owes vs Owns
0.83×Capital One Financial Corporation owes $0.83 for every $1 it owns (high), higher than 51% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.55%Capital One Financial Corporation pays 1.55% of its share price as dividends a year, lower than 79% of dividend-paying Financial Services companies in United States.
Revenue growth
+37%Revenue rose 37% in the year to Dec 2025, and grew 16% a year on average over 3 years.
Profit growth
-48%Net profit fell 48% in the year to Dec 2025, and shrank 31% a year on average over 3 years.
Profit margin
4.6%Capital One Financial Corporation keeps $5 of every $100 of revenue as net profit.
Questions
What is Capital One Financial Corporation's P/E ratio?
Investors pay $12.5 for every $1 of Capital One Financial Corporation's yearly profit, lower than 51% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Capital One Financial Corporation: $124.8 B ÷ $113.8 B (30 Jun 2026) = 1.1.
What is Capital One Financial Corporation's return on equity?
Capital One Financial Corporation earned 9.4% on its shareholders' money over the last year, lower than 58% of Financial Services companies in United States.
How much does Capital One Financial Corporation owe compared with what it owns?
Capital One Financial Corporation owes $0.83 for every $1 it owns (high), higher than 51% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Capital One Financial Corporation pay a dividend?
Yes. Capital One Financial Corporation pays 1.55% of its share price as dividends a year, lower than 79% of dividend-paying Financial Services companies in United States.
Is Capital One Financial Corporation's revenue growing?
Revenue rose 37% in the year to Dec 2025, and grew 16% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.