ConnectOne Bancorp, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from ConnectOne Bancorp, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 20% in 3 years, but profit fell: $71 less profit per $100 of extra sales. Lower than 93% of Financial Services companies in United States.
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 88% of Financial Services companies in United States.
Growth Efficiency Ratio
−$71Sales grew 20% in 3 years, but profit fell: $71 less profit per $100 of extra sales.
Lower than 93% of Financial Services companies in United States.
Asset Productivity Ratio
+20% / +45%In 3 years sales changed by +20% while total assets changed by +45%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 52% of Financial Services companies in United States.
Tangible Net Worth Ratio
82%Of every $100 of net worth, $82 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 52% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
ConnectOne Bancorp, Inc. owes $0.89 for every $1 it owns. Net profit rose 9% in the year to Dec 2025, and shrank 14% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
10.6Investors pay $10.6 for every $1 of ConnectOne Bancorp, Inc.'s yearly profit, lower than 74% of Financial Services companies in United States.
P/B ratio
1.02The share price is 1.02 times ConnectOne Bancorp, Inc.'s book value per share, lower than 71% of Financial Services companies in United States.
Market cap
$1.7 BThe total market value of all of ConnectOne Bancorp, Inc.'s shares at today's price (share price × number of shares), larger than 64% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$1.6 BWhat ConnectOne Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$32.32Net worth divided by the number of shares. The share price of $32.82 is 1.0 times this, which is the P/B above.
Return on equity (ROE)
10.2%ConnectOne Bancorp, Inc. earned 10.2% on its shareholders' money over the last year, lower than 52% of Financial Services companies in United States.
Owes vs Owns
0.89×ConnectOne Bancorp, Inc. owes $0.89 for every $1 it owns (high), higher than 70% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.52%ConnectOne Bancorp, Inc. pays 2.52% of its share price as dividends a year, lower than 57% of dividend-paying Financial Services companies in United States.
Revenue growth
+43%Revenue rose 43% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Profit growth
+9%Net profit rose 9% in the year to Dec 2025, and shrank 14% a year on average over 3 years.
Profit margin
21.3%ConnectOne Bancorp, Inc. keeps $21 of every $100 of revenue as net profit.
Questions
What is ConnectOne Bancorp, Inc.'s P/E ratio?
Investors pay $10.6 for every $1 of ConnectOne Bancorp, Inc.'s yearly profit, lower than 74% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For ConnectOne Bancorp, Inc.: $1.7 B ÷ $1.6 B (30 Jun 2026) = 1.0.
What is ConnectOne Bancorp, Inc.'s return on equity?
ConnectOne Bancorp, Inc. earned 10.2% on its shareholders' money over the last year, lower than 52% of Financial Services companies in United States.
How much does ConnectOne Bancorp, Inc. owe compared with what it owns?
ConnectOne Bancorp, Inc. owes $0.89 for every $1 it owns (high), higher than 70% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does ConnectOne Bancorp, Inc. pay a dividend?
Yes. ConnectOne Bancorp, Inc. pays 2.52% of its share price as dividends a year, lower than 57% of dividend-paying Financial Services companies in United States.
Is ConnectOne Bancorp, Inc.'s revenue growing?
Revenue rose 43% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.