CNH Industrial N.V.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from CNH Industrial N.V.'s yearly results (2022–2025), compared with Industrials companies in United Kingdom. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 97% of Industrials companies in United Kingdom.
- Debt Due Cover Ratio: Debt due within a year is covered 0.3 times by its yearly operating cash. Lower than 97% of Industrials companies in United Kingdom.
- Cash Locked Ratio: For every $100 of sales, $141 is tied up in day-to-day operations (money owed by customers + stock − money owed to suppliers), against $86 tied up three years earlier. More money tied up than 97% of Industrials companies in United Kingdom.
Where $100 of sales goes
Latest year (Dec 2025). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
$134Over the last 3 years, every $100 of reported profit came with $134 of operating cash.
Lower than 74% of Industrials companies in United Kingdom.
Self-Funding Ratio
1.5×Over the last 3 years its own operating cash covered its investment spending (capex) 1.5 times.
Lower than 92% of Industrials companies in United Kingdom.
Cash Locked Ratio
$141For every $100 of sales, $141 is tied up in day-to-day operations (money owed by customers + stock − money owed to suppliers), against $86 tied up three years earlier.
More money tied up than 97% of Industrials companies in United Kingdom.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 97% of Industrials companies in United Kingdom.
Growth Efficiency Ratio
—Sales fell 23%
Sales fell 23% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-23% / +9%In 3 years sales changed by -23% while total assets changed by +9%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
0.3×Debt due within a year is covered 0.3 times by its yearly operating cash.
Lower than 97% of Industrials companies in United Kingdom.
Cash Cushion Ratio
1.3× debtDebt, after subtracting cash, is 1.3 times its market value (net debt).
Lower than 97% of Industrials companies in United Kingdom.
Tangible Assets Ratio
89%Of every $100 the company owns, $89 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 87% of Industrials companies in United Kingdom.
Tangible Net Worth Ratio
39%Of every $100 of net worth, $39 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 82% of Industrials companies in United Kingdom.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (14)
CNH Industrial N.V. owes $0.81 for every $1 it owns. Net profit fell 59% in the year to Dec 2025, and shrank 37% a year on average over 3 years.
Compared with Industrials companies in United Kingdom · latest annual results Dec 2025.
P/E ratio
46.3Investors pay $46.3 for every $1 of CNH Industrial N.V.'s yearly profit, higher than 87% of Industrials companies in United Kingdom.
P/B ratio
2.40The share price is 2.40 times CNH Industrial N.V.'s book value per share, lower than 76% of Industrials companies in United Kingdom.
Market cap
$18.6 BThe total market value of all of CNH Industrial N.V.'s shares at today's price (share price × number of shares), larger than 71% of Industrials companies in United Kingdom. PosiCap size class: Tito Cap.
Net worth (book value)
$7.8 BWhat CNH Industrial N.V. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$4.82Net worth divided by the number of shares. The share price of $11.58 is 2.4 times this, which is the P/B above.
Return on equity (ROE)
3.9%CNH Industrial N.V. earned 3.9% on its shareholders' money over the last year, lower than 97% of Industrials companies in United Kingdom.
Owes vs Owns
0.81×CNH Industrial N.V. owes $0.81 for every $1 it owns (high), higher than 82% of Industrials companies in United Kingdom.
Dividend yield
0.87%CNH Industrial N.V. pays 0.87% of its share price as dividends a year, lower than 76% of dividend-paying Industrials companies in United Kingdom.
Revenue growth
-9%Revenue fell 9% in the year to Dec 2025, and shrank 8% a year on average over 3 years.
Profit growth
-59%Net profit fell 59% in the year to Dec 2025, and shrank 37% a year on average over 3 years.
Profit margin
2.8%CNH Industrial N.V. keeps $3 of every $100 of revenue as net profit.
Cash quality
5.0×Cash from CNH Industrial N.V.'s business was 5.0× its reported profit in the year to Dec 2025 — its profit turned into cash.
Interest cover
1.9×CNH Industrial N.V.'s operating profit covered its interest costs 1.9 times in the year to Dec 2025.
Cash vs debt
Net debtCNH Industrial N.V. had $24.5 B more debt than cash (net debt) at Dec 2025.
Questions
What is CNH Industrial N.V.'s P/E ratio?
Investors pay $46.3 for every $1 of CNH Industrial N.V.'s yearly profit, higher than 87% of Industrials companies in United Kingdom.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For CNH Industrial N.V.: $18.6 B ÷ $7.8 B (30 Jun 2026) = 2.4.
What is CNH Industrial N.V.'s return on equity?
CNH Industrial N.V. earned 3.9% on its shareholders' money over the last year, lower than 97% of Industrials companies in United Kingdom.
How much does CNH Industrial N.V. owe compared with what it owns?
CNH Industrial N.V. owes $0.81 for every $1 it owns (high), higher than 82% of Industrials companies in United Kingdom.
Does CNH Industrial N.V. pay a dividend?
Yes. CNH Industrial N.V. pays 0.87% of its share price as dividends a year, lower than 76% of dividend-paying Industrials companies in United Kingdom.
Is CNH Industrial N.V.'s revenue growing?
Revenue fell 9% in the year to Dec 2025, and shrank 8% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.