Community Bancorp
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Community Bancorp's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 1/3Sales grew in 3 of the last 3 years; profit grew in 1 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
$39Sales grew 21% in 3 years; of every extra $100 of sales, $39 became extra profit.
Higher than 66% of Financial Services companies in United States.
Asset Productivity Ratio
+21% / +22%In 3 years sales changed by +21% while total assets changed by +22%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 72% of Financial Services companies in United States.
Tangible Net Worth Ratio
90%Of every $100 of net worth, $90 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 64% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Community Bancorp owes $0.90 for every $1 it owns. Net profit rose 33% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
13.2Investors pay $13.2 for every $1 of Community Bancorp's yearly profit, higher than 54% of Financial Services companies in United States.
P/B ratio
2.01The share price is 2.01 times Community Bancorp's book value per share, higher than 80% of Financial Services companies in United States.
Market cap
$243 MThe total market value of all of Community Bancorp's shares at today's price (share price × number of shares), smaller than 78% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$121 MWhat Community Bancorp would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$21.58Net worth divided by the number of shares. The share price of $43.43 is 2.0 times this, which is the P/B above.
Return on equity (ROE)
16.2%Community Bancorp earned 16.2% on its shareholders' money over the last year, higher than 78% of Financial Services companies in United States.
Owes vs Owns
0.90×Community Bancorp owes $0.90 for every $1 it owns (high), higher than 79% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.51%Community Bancorp pays 2.51% of its share price as dividends a year, lower than 57% of dividend-paying Financial Services companies in United States.
Revenue growth
+17%Revenue rose 17% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Profit growth
+33%Net profit rose 33% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Profit margin
35.4%Community Bancorp keeps $35 of every $100 of revenue as net profit.
Questions
What is Community Bancorp's P/E ratio?
Investors pay $13.2 for every $1 of Community Bancorp's yearly profit, higher than 54% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Community Bancorp: $243 M ÷ $121 M (30 Jun 2026) = 2.0.
What is Community Bancorp's return on equity?
Community Bancorp earned 16.2% on its shareholders' money over the last year, higher than 78% of Financial Services companies in United States.
How much does Community Bancorp owe compared with what it owns?
Community Bancorp owes $0.90 for every $1 it owns (high), higher than 79% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Community Bancorp pay a dividend?
Yes. Community Bancorp pays 2.51% of its share price as dividends a year, lower than 57% of dividend-paying Financial Services companies in United States.
Is Community Bancorp's revenue growing?
Revenue rose 17% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.