Cummins Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Cummins Inc.'s yearly results (2022–2025), compared with Industrials companies in United States. Tap ? on any ratio for what it means.
Where $100 of sales goes
Latest year (Dec 2025). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
$121Over the last 3 years, every $100 of reported profit came with $121 of operating cash.
Lower than 69% of Industrials companies in United States.
Self-Funding Ratio
2.5×Over the last 3 years its own operating cash covered its investment spending (capex) 2.5 times.
Lower than 51% of Industrials companies in United States.
Cash Locked Ratio
$22For every $100 of sales, $22 is tied up in day-to-day operations (money owed by customers + stock − money owed to suppliers), against $22 tied up three years earlier.
Less money tied up than 51% of Industrials companies in United States.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 60% of Industrials companies in United States.
Growth Efficiency Ratio
$12Sales grew 20% in 3 years; of every extra $100 of sales, $12 became extra profit.
Higher than 58% of Industrials companies in United States.
Asset Productivity Ratio
+20% / +12%In 3 years sales changed by +20% while total assets changed by +12%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
4.8×Debt due within a year is covered 4.8 times by its yearly operating cash.
Higher than 56% of Industrials companies in United States.
Cash Cushion Ratio
−6%Debt, after subtracting cash, equals 6% of its market value (net debt).
Higher than 62% of Industrials companies in United States.
Tangible Assets Ratio
87%Of every $100 the company owns, $87 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 63% of Industrials companies in United States.
Tangible Net Worth Ratio
64%Of every $100 of net worth, $64 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 62% of Industrials companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (14)
Cummins Inc. owes $0.61 for every $1 it owns. Net profit fell 28% in the year to Dec 2025, and grew 10% a year on average over 3 years.
Compared with Industrials companies in United States · latest annual results Dec 2025.
P/E ratio
26.5Investors pay $26.5 for every $1 of Cummins Inc.'s yearly profit, higher than 51% of Industrials companies in United States.
P/B ratio
5.57The share price is 5.57 times Cummins Inc.'s book value per share, higher than 78% of Industrials companies in United States.
Market cap
$71.5 BThe total market value of all of Cummins Inc.'s shares at today's price (share price × number of shares), larger than 95% of Industrials companies in United States. PosiCap size class: Tito Cap.
Net worth (book value)
$12.8 BWhat Cummins Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$93.32Net worth divided by the number of shares. The share price of $519.53 is 5.6 times this, which is the P/B above.
Return on equity (ROE)
21.1%Cummins Inc. earned 21.1% on its shareholders' money over the last year, higher than 81% of Industrials companies in United States.
Owes vs Owns
0.61×Cummins Inc. owes $0.61 for every $1 it owns (moderate), higher than 60% of Industrials companies in United States.
Dividend yield
1.62%Cummins Inc. pays 1.62% of its share price as dividends a year, higher than 60% of dividend-paying Industrials companies in United States.
Revenue growth
-1%Revenue fell 1% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Profit growth
-28%Net profit fell 28% in the year to Dec 2025, and grew 10% a year on average over 3 years.
Profit margin
8.4%Cummins Inc. keeps $8 of every $100 of revenue as net profit.
Cash quality
1.3×Cash from Cummins Inc.'s business was 1.3× its reported profit in the year to Dec 2025 — its profit turned into cash.
Interest cover
11.7×Cummins Inc.'s operating profit covered its interest costs 11.7 times in the year to Dec 2025.
Cash vs debt
Net debtCummins Inc. had $4.5 B more debt than cash (net debt) at Dec 2025.
Questions
What is Cummins Inc.'s P/E ratio?
Investors pay $26.5 for every $1 of Cummins Inc.'s yearly profit, higher than 51% of Industrials companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Cummins Inc.: $71.5 B ÷ $12.8 B (30 Jun 2026) = 5.6.
What is Cummins Inc.'s return on equity?
Cummins Inc. earned 21.1% on its shareholders' money over the last year, higher than 81% of Industrials companies in United States.
How much does Cummins Inc. owe compared with what it owns?
Cummins Inc. owes $0.61 for every $1 it owns (moderate), higher than 60% of Industrials companies in United States.
Does Cummins Inc. pay a dividend?
Yes. Cummins Inc. pays 1.62% of its share price as dividends a year, higher than 60% of dividend-paying Industrials companies in United States.
Is Cummins Inc.'s revenue growing?
Revenue fell 1% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.