Clover Health Investments, Corp.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Clover Health Investments, Corp.'s yearly results (2022–2025), compared with Healthcare companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Of every $100 of net worth, $99 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 93% of Healthcare companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 92% of Healthcare companies in United States.
- Steadiness Ratio: Sales grew in 3 of the last 3 years; profit grew in 2 of 3. Steadier than 85% of Healthcare companies in United States.
Where $100 of sales goes
Latest year (Dec 2025). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
—Loss-making or profit too small
Over the last 3 years profit was a loss or under 2% of sales, so cash per 100 of profit is not meaningful.
Self-Funding Ratio
-42.3×Over the last 3 years operating cash was negative while the company kept spending on investment (capex).
Lower than 70% of Healthcare companies in United States.
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 85% of Healthcare companies in United States.
Growth Efficiency Ratio
$31Sales grew 75% in 3 years; of every extra $100 of sales, $31 became extra profit.
Higher than 58% of Healthcare companies in United States.
Asset Productivity Ratio
+75% / -33%In 3 years sales changed by +75% while total assets changed by -33%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Data incomplete
Cash Cushion Ratio
—Data incomplete
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 92% of Healthcare companies in United States.
Tangible Net Worth Ratio
99%Of every $100 of net worth, $99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 93% of Healthcare companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Clover Health Investments, Corp. made a loss over the last year. Clover Health Investments, Corp. owes $0.48 for every $1 it owns. Clover Health Investments, Corp. made a loss in each of the last two years.
Compared with Healthcare companies in United States · latest annual results Dec 2025.
P/E ratio
LossClover Health Investments, Corp. made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
6.68The share price is 6.68 times Clover Health Investments, Corp.'s book value per share, higher than 79% of Healthcare companies in United States.
Market cap
$2.5 BThe total market value of all of Clover Health Investments, Corp.'s shares at today's price (share price × number of shares), larger than 79% of Healthcare companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$376 MWhat Clover Health Investments, Corp. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$0.71Net worth divided by the number of shares. The share price of $4.73 is 6.7 times this, which is the P/B above.
Return on equity (ROE)
-5.1%Clover Health Investments, Corp. lost 5.1% of its shareholders' money over the last year, higher than 73% of Healthcare companies in United States.
Owes vs Owns
0.48×Clover Health Investments, Corp. owes $0.48 for every $1 it owns (low), higher than 54% of Healthcare companies in United States.
Dividend yield
NoneClover Health Investments, Corp. does not currently pay a dividend.
Revenue growth
+40%Revenue rose 40% in the year to Dec 2025, and grew 21% a year on average over 3 years.
Profit growth
LossClover Health Investments, Corp. made a loss in each of the last two years.
Profit margin
-4.4%Clover Health Investments, Corp. lost $4 for every $100 of revenue.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Clover Health Investments, Corp.: $2.5 B ÷ $376 M (30 Jun 2026) = 6.7.
What is Clover Health Investments, Corp.'s return on equity?
Clover Health Investments, Corp. lost 5.1% of its shareholders' money over the last year, higher than 73% of Healthcare companies in United States.
How much does Clover Health Investments, Corp. owe compared with what it owns?
Clover Health Investments, Corp. owes $0.48 for every $1 it owns (low), higher than 54% of Healthcare companies in United States.
Does Clover Health Investments, Corp. pay a dividend?
No. Clover Health Investments, Corp. does not currently pay a dividend.
Is Clover Health Investments, Corp.'s revenue growing?
Revenue rose 40% in the year to Dec 2025, and grew 21% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.