Go Deep
Citizens, Inc.
Citizens, Inc. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 23,499 | 15.4 | 0.73 | 0.00 | 321.89 |
| Oct 2026 | 23,508 | 15.3 | 0.73 | 0.00 | 319.97 |
| Oct 2026 | 23,420 | 15.8 | 0.75 | 0.00 | 329.51 |
| Oct 2026 | 23,446 | 15.6 | 0.74 | 0.00 | 325.82 |
| Oct 2026 | 23,437 | 15.7 | 0.74 | 0.00 | 327.12 |
| Oct 2026 | 23,367 | 16.0 | 0.76 | 0.00 | 334.70 |
| Oct 2026 | 23,315 | 16.3 | 0.77 | 0.00 | 339.55 |
| Oct 2026 | 23,280 | 16.5 | 0.78 | 0.00 | 342.64 |
| Oct 2026 | 23,306 | 16.4 | 0.78 | 0.00 | 341.22 |
Citizens, Inc. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 60,408,000.0 | 59,720,000.0 | 72,070,000.0 | 62,808,000.0 |
| Net Profit | -425,000.0 | 2,268,000.0 | 7,338,000.0 | 2,417,000.0 |
| EPS | -0.0 | 0.1 | 0.1 | 0.0 |
Citizens, Inc. Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 255,616,000.0 | 245,001,000.0 | 240,680,000.0 | 232,524,000.0 | — |
| Net Profit | 14,591,000.0 | 14,912,000.0 | 24,437,000.0 | 26,007,000.0 | — |
| EPS | 0.3 | 0.3 | 0.5 | 0.5 | — |
Citizens, Inc. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 1,754,760,000.0 | 1,685,325,000.0 | 1,668,928,000.0 | 1,590,703,000.0 | — |
| Total Liabilities | 1,519,775,000.0 | 1,474,970,000.0 | 1,496,799,000.0 | 1,462,913,000.0 | — |
| Total Equity | 234,985,000.0 | 210,355,000.0 | 65,875,000.0 | 127,790,000.0 | — |
Owes vs Owns
Citizens, Inc. owed $0.87 for every $1 it owned in Jun 2026, down from $0.92 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.87× | 0.87× | 0.88× | 0.90× | 0.92× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Citizens, Inc. Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 2.8%Receivables 1.3%Fixed assets (tangible) 0.6%Long-term investments 78.3%Other assets 17.0%
How it's funded — Dec 2025
Other liabilities 86.1%Shareholders' equity 13.4%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 49.7 | 1,248.7 | 27.0 | 1,203.8 |
| Receivables | 22.9 | 18.8 | 16.8 | 17.0 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 9.8 | 10.6 | 11.8 | 12.9 |
| Intangible assets | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term investments | 1,374.6 | 1,320.0 | 82.5 | 1,192.5 |
| Other assets | 297.7 | 0.0 | 1,530.9 | 0.0 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term debt | 0.0 | 0.0 | 0.0 | 0.0 |
| Payables | 8.8 | 8.8 | 6.6 | 9.9 |
| Other liabilities | 1,511.0 | 1,466.1 | 1,490.2 | 1,453.0 |
| Shareholders' equity | 235.0 | 210.4 | 172.1 | 127.8 |
| Net tangible assets | 235.0 | 210.4 | 65.9 | 127.8 |
Citizens, Inc. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 17,986,000.0 | 31,918,000.0 | 22,056,000.0 | 56,920,000.0 | — |
| Investing Activities | -19,672,000.0 | -27,173,000.0 | -14,496,000.0 | -60,742,000.0 | — |
| Financing Activities | -4,609,000.0 | -2,471,000.0 | -3,536,000.0 | -499,000.0 | — |