Go Deep
Chime Financial, Inc.
Chime Financial, Inc. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 17,794 | 34.2 | 8.11 | 0.13 | 2,909.15 |
| Oct 2026 | 17,692 | 34.6 | 8.21 | 0.13 | 2,915.30 |
| Oct 2026 | 17,908 | 34.0 | 8.06 | 0.13 | 2,847.49 |
| Oct 2026 | 18,157 | 33.0 | 7.82 | 0.13 | 2,753.48 |
| Oct 2026 | 17,890 | 35.2 | 8.07 | 0.13 | 2,845.03 |
| Oct 2026 | 17,972 | 33.7 | 8.00 | 0.13 | 2,810.19 |
| Oct 2026 | 17,983 | 33.7 | 7.99 | 0.13 | 2,809.41 |
| Oct 2026 | 17,752 | 34.6 | 8.21 | 0.13 | 2,888.11 |
| Oct 2026 | 17,777 | 34.5 | 8.18 | 0.13 | 2,872.46 |
| Oct 2026 | 17,835 | 34.3 | 8.13 | 0.13 | 2,846.83 |
Chime Financial, Inc. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 669,768,000.0 | 647,387,000.0 | 596,358,000.0 | 543,519,000.0 |
| Net Profit | 27,850,000.0 | 53,456,000.0 | -44,777,000.0 | -54,722,000.0 |
| EPS | 0.1 | 0.1 | -0.1 | -0.1 |
Chime Financial, Inc. Revenue & Profit: Last 4 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Revenue | 2,186,770,000.0 | 1,673,269,000.0 | 1,278,455,000.0 | 1,008,838,000.0 |
| Net Profit | -1,009,936,000.0 | -25,344,000.0 | -203,202,000.0 | -470,254,000.0 |
| EPS | -4.3 | -0.1 | -0.6 | -1.4 |
Chime Financial, Inc. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Total Assets | 1,964,605,000.0 | 1,461,037,000.0 | 1,320,252,000.0 | 1,417,754,000.0 |
| Total Liabilities | 562,899,000.0 | 501,516,000.0 | 383,744,000.0 | 316,711,000.0 |
| Total Equity | 1,401,706,000.0 | 959,521,000.0 | 936,508,000.0 | 1,101,043,000.0 |
Owes vs Owns
Chime Financial, Inc. owed $0.30 for every $1 it owned in Jun 2026, up from $0.22 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.30× | 0.29× | 0.34× | 0.29× | 0.22× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Chime Financial, Inc. Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 53.7%Receivables 16.8%Fixed assets (tangible) 9.0%Other assets 20.5%
How it's funded — Dec 2025
Short-term debt 0.6%Long-term debt 6.3%Payables 2.0%Other liabilities 19.8%Shareholders' equity 71.3%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 1,054.1 | 706.6 | 800.6 | 938.0 |
| Receivables | 329.5 | 316.0 | 176.5 | 123.2 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 177.7 | 142.0 | 157.5 | 146.2 |
| Intangible assets | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term investments | 0.0 | 0.0 | 0.0 | 0.0 |
| Other assets | 403.3 | 296.5 | 185.6 | 210.4 |
| Liabilities & equity | ||||
| Short-term debt | 11.4 | 15.7 | 12.0 | 6.3 |
| Long-term debt | 123.3 | 80.6 | 92.9 | 94.5 |
| Payables | 38.7 | 35.8 | 22.1 | 20.8 |
| Other liabilities | 389.6 | 369.3 | 256.7 | 195.1 |
| Shareholders' equity | 1,401.7 | 959.5 | 936.5 | 1,101.0 |
| Net tangible assets | 1,401.7 | 959.5 | 936.5 | 1,101.0 |
Chime Financial, Inc. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Operating Activities | 52,780,000.0 | 64,140,000.0 | -156,594,000.0 | -434,133,000.0 |
| Investing Activities | -289,688,000.0 | 45,659,000.0 | 167,012,000.0 | 150,541,000.0 |
| Financing Activities | 367,668,000.0 | 456,000.0 | 842,000.0 | 1,022,000.0 |