Cholamandalam Financial Holdings Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Cholamandalam Financial Holdings Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹5Sales grew 110% in 3 years; of every extra ₹100 of sales, ₹5 became extra profit.
Lower than 71% of Financial Services companies in India.
Asset Productivity Ratio
+110% / +105%In 3 years sales changed by +110% while total assets changed by +105%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 52% of Financial Services companies in India.
Tangible Net Worth Ratio
99%Of every ₹100 of net worth, ₹99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 76% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Cholamandalam Financial Holdings Limited owes ₹0.87 for every ₹1 it owns. Net profit rose 12% in the year to Mar 2026, and grew 24% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
9.0Investors pay ₹9.0 for every ₹1 of Cholamandalam Financial Holdings Limited's yearly profit, lower than 74% of Financial Services companies in India.
P/B ratio
1.55The share price is 1.55 times Cholamandalam Financial Holdings Limited's book value per share, higher than 54% of Financial Services companies in India.
Market cap
₹24,026 CrThe total market value of all of Cholamandalam Financial Holdings Limited's shares at today's price (share price × number of shares), larger than 68% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹15,454 CrWhat Cholamandalam Financial Holdings Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹823.00Net worth divided by the number of shares. The share price of ₹1,280 is 1.6 times this, which is the P/B above.
Return on equity (ROE)
17.3%Cholamandalam Financial Holdings Limited earned 17.3% on its shareholders' money over the last year, higher than 84% of Financial Services companies in India.
Owes vs Owns
0.87×Cholamandalam Financial Holdings Limited owes ₹0.87 for every ₹1 it owns (high), higher than 79% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
0.09%Cholamandalam Financial Holdings Limited pays 0.09% of its share price as dividends a year, lower than 96% of dividend-paying Financial Services companies in India.
Revenue growth
+17%Revenue rose 17% in the year to Mar 2026, and grew 28% a year on average over 3 years.
Profit growth
+12%Net profit rose 12% in the year to Mar 2026, and grew 24% a year on average over 3 years.
Profit margin
6.0%Cholamandalam Financial Holdings Limited keeps ₹6 of every ₹100 of revenue as net profit.
Questions
What is Cholamandalam Financial Holdings Limited's P/E ratio?
Investors pay ₹9.0 for every ₹1 of Cholamandalam Financial Holdings Limited's yearly profit, lower than 74% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Cholamandalam Financial Holdings Limited: ₹24,026 Cr ÷ ₹15,454 Cr (31 Mar 2026) = 1.6.
What is Cholamandalam Financial Holdings Limited's return on equity?
Cholamandalam Financial Holdings Limited earned 17.3% on its shareholders' money over the last year, higher than 84% of Financial Services companies in India.
How much does Cholamandalam Financial Holdings Limited owe compared with what it owns?
Cholamandalam Financial Holdings Limited owes ₹0.87 for every ₹1 it owns (high), higher than 79% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Cholamandalam Financial Holdings Limited pay a dividend?
Yes. Cholamandalam Financial Holdings Limited pays 0.09% of its share price as dividends a year, lower than 96% of dividend-paying Financial Services companies in India.
Is Cholamandalam Financial Holdings Limited's revenue growing?
Revenue rose 17% in the year to Mar 2026, and grew 28% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.